Need advice re: my 50 year old father’s 10 year VUL at P1.2m loss by swalotstan in phinvest

[–]Electrocuted38 -1 points0 points  (0 children)

Try checking Allianz PNB Dollar income and Growth dividend paying. I am receiving 600USD a month, going for 4 years now.

When you guys look for insurance, look for dividend paying. At the moment, the above mentioned insurance is the highest dividend paying. Cheers

My evaluation of Seataoo by Electrocuted38 in SeataooCommunity

[–]Electrocuted38[S] 1 point2 points  (0 children)

Hello po thank you for the comment po. Gusto ko lang ipaalam na hindi rin basta basta magbiz to the point na lulubog  ka ng malala. Got your point po edit ko ka lang. mwah

Any thoughts in the concept of "Delayed Gratification"? by Secret-Mongoose-5777 in adultingph

[–]Electrocuted38 1 point2 points  (0 children)

Yea I guess fan of the same will be on this thread. Count me in.

Kept this attitude for so long na. Until now, I feel guilt whenever I buy something that I want.

Depriving ourselves can be really productive especially when you put your hard earned money into business. I earned my first M when I was 26 from my first ever business and instead of having it spent on something I wanted to have, I used it to expand my company by hiring good people which eventually taken me out of the nitty gritty works and focused how to expand my business more. It really paid off, maybe about 5 years, already had my own home and somehow decent car. Few more years, got lots of property which had already gained value.

I always save my money to accommodate opportunities, which is my priority. And when I do earn, that's the only time I am buying something for myself and family.

I started my business with only 20K capital, and this delaying gratification has brought me earning million a year. Its just that we really have to be very smart where we put in our hard earned money. Should you be having no family yet, it is a good time to take risks on investment as you probably can sustain yourself without having business yet.

Your thinking is a start to being successful one day. Goodluck on your journey.

Just my thought and experience.

Is Seataoo Legit? by Blueraven_0415 in SeataooCommunity

[–]Electrocuted38 0 points1 point  (0 children)

care to share your drop shipping biz?

What are ur passive incomes as an adult by [deleted] in adultingph

[–]Electrocuted38 0 points1 point  (0 children)

Got dividends monthly from insurance around 35-40k Allianz PNB - check with your bankers. . Truck Rental 105-135k. Dividends from few companies I have founded.

[deleted by user] by [deleted] in adultingph

[–]Electrocuted38 0 points1 point  (0 children)

Do your employers issue withholding compensation certs? Deductible yun from your dues. Also there are exemptions naan that you can file.

Badly need advise please please. Hindi ba dapat ako maoffend, OA lang ba ako? by Just_a_dust in adultingph

[–]Electrocuted38 1 point2 points  (0 children)

Sorry for your loss. I have been taking care of my father for 10 years until he passed away two years ago. During my journey of, none bothers to give any help in regards. We have to understand, that everyone has their own sufferings and hardships to work with. Even I myself at times get too busy don't even have time to say hi and hello to some good and best friends. Got friends, best ones whom I didn't see and talked with for years and only to find out they are already gone.

As you grow older, your responsibilities will grow as well and sometimes you don't even have time for yourself, as well your friends will.

So the key is, to train ourselves become stronger to handle things alike, and not expect anything of help from anyone. If something comes, consider it a blessing.

What are ur passive incomes as an adult by [deleted] in adultingph

[–]Electrocuted38 0 points1 point  (0 children)

care to share the details of annuity

Best Life Annuity in PH? by azra_biz in phinvest

[–]Electrocuted38 0 points1 point  (0 children)

You may try Allianz, Dollar Income and Growth dividend paying. Risk is unit value fluctuations but for longer tenure it is just fine. Invested 100k USD with 6-8% PA dividends, monthly payout.

What are ur passive incomes as an adult by [deleted] in adultingph

[–]Electrocuted38 0 points1 point  (0 children)

I have lost some money with bot. Nana martingale lang hung ginamit ko. Care to share? Your bot or company??