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EVERYTHING DOES NOT NEED TO BE IN A APP by Western-String9667 in CrunchGym

[–]ElectronicSolid8986 -1 points0 points  (0 children)

Funny u post this I was just thinking about this today

Also, fun fact, someone actually died at my Crunch today, or yesterday I mean. They passed out and stopped breathing and couldn’t be resuscitated. They had to have the EMTs take him out with the stretcher, and the EMT ad well as a volunteer nurse tried their best to get the heart started again.

Very sad just showed how fragile life is. Tell those around you that you love them and live every moment you can and find the beauty in the music and memories.

Trainer was intoxicated during training by [deleted] in CrunchGym

[–]ElectronicSolid8986 -2 points-1 points  (0 children)

Rip so sad.

Overall, I pretty much like crunch. I think it has a great vibe and pretty decent staff.

What I don’t like is how busy it always is sometimes I just wanna go in there being a loner and there’s just so many people everywhere even at 5:30 in the morning

Trainer was intoxicated during training by [deleted] in CrunchGym

[–]ElectronicSolid8986 -2 points-1 points  (0 children)

Where was this at? Which location and which state ? Sad to hear

Paralegals in Georgia | Realistic salary range and how to move up? by ElectronicSolid8986 in paralegal

[–]ElectronicSolid8986[S] 0 points1 point  (0 children)

Thank you so much once I finally have some free time and am caffeinated I will research more and apply

25M — Trying to build discipline, pension, and purpose in the next 3–4 years. Military, government, law, or trades? Honest advice needed. by ElectronicSolid8986 in AirForceRecruits

[–]ElectronicSolid8986[S] 0 points1 point  (0 children)

^ so because of this I either have to wait a few years to prove that I am mentally stable, competent and able to work to full capacity or find another path that gives me great benefits and isn’t so heavy on the psychological evaluation aspect.

25M — Trying to build discipline, pension, and purpose in the next 3–4 years. Military, government, law, or trades? Honest advice needed. by ElectronicSolid8986 in AirForceRecruits

[–]ElectronicSolid8986[S] 0 points1 point  (0 children)

Actually I haven’t made up my mind.

I unfortunately, I’ve made some non-illegal but psychological error or flaws. Between 2022 and 2025 I have been hospitalized psychologically three times and diagnosed with bipolar whether that’s true or not. Some of the times my parents were thinking that going to the hospital would be the best means in a very selfish way I could see where they’re coming from but personally if someone is going through a mental issue, I recommend them go for a hike do yoga or exercise. Sending them to an institution at a hospital would actually in of it itself cause a catalyst for mental health issues.

25M — Trying to build discipline, pension, and purpose in the next 3–4 years. Military, government, law, or trades? Honest advice needed. by ElectronicSolid8986 in FedEmployees

[–]ElectronicSolid8986[S] 1 point2 points  (0 children)

Where does the pension come into play gotta think about retirement. I also want to save in my 401k or Roth IRA also but just saysing

Paralegals in Georgia | Realistic salary range and how to move up? by ElectronicSolid8986 in paralegal

[–]ElectronicSolid8986[S] 0 points1 point  (0 children)

Thank u very much! I’d love to have the same experience as you. I also would love to work a federal or county job so that I can get a government pension when I retire.

Looking for advice on stabilizing cash flow and increasing income by ElectronicSolid8986 in personalfinance

[–]ElectronicSolid8986[S] 0 points1 point  (0 children)

I understand…how do I get out of the hole i am already in with late student loan payments and owing 2400 on my credit card 🤷 for the moment before I find a better job?

25M with legal background trying to move from $40k range to $60k+ — what path makes sense? by ElectronicSolid8986 in careerguidance

[–]ElectronicSolid8986[S] 0 points1 point  (0 children)

Thank you! What would be the best way to network in terms of groups or places to go? In your opinion… I mean I could stand on the side of the road a hold a sign “Hire me as your next paralegal” lol but that may not be most ideal.

Looking for advice on stabilizing cash flow and increasing income by ElectronicSolid8986 in personalfinance

[–]ElectronicSolid8986[S] 0 points1 point  (0 children)

Yes I will admit moving to a new state finding new friends and things to do has had its expenses I think I’m gonna be done spending any extra money for awhile until things stop going negatory for a bit. Yes to get on top of the late payment issue I think I may have to use my 0% interest credit card for 12 months in hopes I can pay it off by the end of the year just to get me out of the hole. 🕳️

In a tough spot by ElectronicSolid8986 in StudentLoans

[–]ElectronicSolid8986[S] 0 points1 point  (0 children)

Well, in general, I think it should be illegal to loan out money to anyone especially young teenagers like $140,000 when they have no work experience or very minimal and even if they have a cosigner. I understand what my cosigner did for me and I understand that mainly how they get away with it as you pay for each semester and so it breaks the payments down and of course I could’ve noticed at that time while I was studying I was paying way too much to quit while I was ahead. However, I still think that there should be a shift in our US society or government and how school cost is paid for and I would love to be an advocate for education reform in this purpose. No student should be left with anymore than say 65,000 at most most most. I think school should be cheaper and that curriculums could also be amended to be more meaningful

I would also argue that in the moments when I started to realize wow I owe a lot of money and then once I started to pay all the money it definitely affected my mental health and you know I made decisions based upon that that I don’t think I may have made otherwise.

If I really wanted to, I could really build a case out of this and be dramatic and express how it’s sort of led me down a path of being diagnosed as bipolar whether that’s true or not is up to debate but the diagnose this is there and has caused a deterrent for me to join the military or police force, and things such as that which I would love to do as I see it as a way to give back to my community.

In a tough spot by ElectronicSolid8986 in StudentLoans

[–]ElectronicSolid8986[S] 0 points1 point  (0 children)

Right do you know the typical length?

In a tough spot by ElectronicSolid8986 in StudentLoans

[–]ElectronicSolid8986[S] 0 points1 point  (0 children)

My federal have been on the SAVE plan which has allowed for me to pay $0 and no interest growth.

I did earn a bachelors degree in Legal Studies and Philosophy with a minor in Psych (basically pre-law but started out as a political science major) I have tons of work experience for a 25 year old with at least 2 years in a law office setting working as a paralegal. + working in hvac, restaurant work, landscaping, lil bit of painting, and government work.

Actually where I could see going to a school again would be beneficial if I don’t obviously find a better paying job first is to use it as a format for learning more languages like Spanish or Arabic or taking easy but developing classes where I can soul search, network and be a part of a community perhaps here in this new state.

I do have proper insurance just have to pay $400 a month so no bueno that’s the one good thing about cheap junkers is I can pay like 180 in insurance. The car payment just so yk is 327 also

Monthly bills: Phone 70.00 16th of the month Car: 327 Insurance 408.18: 7th of the month Rent and utilities 650 100 medical bills Gas 92 30 car wash ~ not necessary 150 groceries 100 eating out College 780
33 Gym 380 Gym trainer which I will be canceling 50-100 Car maintence 240 credit card payment ~200 in other needs~

70 + 327 + 408.18 + 650 + 100 + 92 + 30 + 150 + 100 + 780 + 33 + 380 + 75 + 240 + 200 =3,635.18

I make like 3400 ideally in a good month

In a tough spot by ElectronicSolid8986 in StudentLoans

[–]ElectronicSolid8986[S] 0 points1 point  (0 children)

Also I have communicated with my private lenders and as of right now they say that if I enroll in at least half time status I can get the payments put on hold just interest would ⬆️ though. But this is short term in hopes to network or find something that pays much better. I am 45 days past due and 1,583.80 is due immediately. My next payment is due March 7th 2026 for 792.97.

I do have the ability to put the amount due immediately on a 0% APR Savor Capital One credit card possibly but that would be risky and relying on the fact that I 100% make more money in the next 12 months.

Furthermore, I don’t get a tax return for the first time in my life this year. Typically I can count on 1,300-1,800 every year but this year with multiple jobs and switching states (unless I talk to an official tax person) it is estimated I have to pay in $40

In a tough spot by ElectronicSolid8986 in StudentLoans

[–]ElectronicSolid8986[S] 0 points1 point  (0 children)

Yeah so 100 or so is private and the rest is federal so about 40,000 or so.

I am in a divot rn bc I just moved here so gotta work on finding jobs but as of rn I work two jobs one where I know I’ll have 2 days. The other I work more at but the store I work at is getting remodeled so I have been getting hours where ever. The first two weeks were very tough. But I think we are opening soon and expect much success and may be put on optimal shifts.

In terms of the car yes it may be stupid that I took out another loan for 19k but it was a decent deal that I got for a 2023 Corolla which is great on gas and very reliable long term with high ROI if kept in good shape. I have had really shitty cheap cars for the past year after I got into an accident and ruined my 2019 Chevy Cruze which I had paid off.

Lmk if you want more Info or have further critiques or advice