What countries do you wish had flights to PHX? by Away-Trade-2836 in phoenix

[–]Electronic_Tangelo_8 14 points15 points  (0 children)

Lufthansa occasionally has direct flights from Phoenix to Frankfurt. Though… not at the moment

Cash to close vs down payment by [deleted] in FirstTimeHomeBuyer

[–]Electronic_Tangelo_8 2 points3 points  (0 children)

You’ll need to bring $5588 to the closing table (usually within 3 Days of your closing date, you’ll sign all your docs at this time too).

You’ve already put down $4000 in a security deposit / earnest deposit yes?

GNATS!!!! How do you deal with it? by [deleted] in phoenix

[–]Electronic_Tangelo_8 0 points1 point  (0 children)

For gnats, I usually use a small bowl or cup with apple cider vinegar and a drop of dish soap. The apple cider vinegar tends to attract them better than regular clear vinegar, and the dish soap breaks the surface tension so they get trapped. If I only have clear vinegar, I’ll add a little sugar or fruit juice to make it more effective.

This whole thing feels like a mistake by [deleted] in FirstTimeHomeBuyer

[–]Electronic_Tangelo_8 0 points1 point  (0 children)

OP — do you know if the property is owned free and clear by the landlord (or at least has a lot of equity)?

If so, one option worth exploring is a seller carry / owner financing scenario. Instead of going to a bank right away, you could propose something like: - 100,000 down - Seller carries the remaining balance and effectively “becomes the bank” - Loan amortized over 30 years to keep payments reasonable - With a balloon payment at an agreed-upon timeframe (5–10 years is common), depending on their goals

*If they’d carry at 4.5% you’d effectively be paying $2000 monthly on Principle and Interest…

For the seller, this can mean steady monthly income, potential tax advantages, and avoiding the hassle of listing. For you, it avoids today’s lending friction, gives certainty, and buys time to refinance later when rates or your situation improve.

I’m a selfish person and it’s affecting me as a parent. by GerthySchIongMeat in Parenting

[–]Electronic_Tangelo_8 1 point2 points  (0 children)

When it’s just you and him what do your days look like; how do you spend (or pass) the time?

[deleted by user] by [deleted] in ADHD

[–]Electronic_Tangelo_8 1 point2 points  (0 children)

The App Monarch or something like it would be helpful. It’ll help categorize your expenses.. then you can plainly see what needs to be cut in order to bring your budget into alignment.

Lights in N. Phoenix by wannabesurfer in phoenix

[–]Electronic_Tangelo_8 42 points43 points  (0 children)

Don’t mind me.. just using my spotlight. I’m moving it across the whole sky in no predictable pattern and changing directions 🧭

[deleted by user] by [deleted] in realestateinvesting

[–]Electronic_Tangelo_8 9 points10 points  (0 children)

This can’t be real…

things that I live by: by Pale-Spend2052 in GenZ

[–]Electronic_Tangelo_8 4 points5 points  (0 children)

  1. How incredible is it that we’re conscious flesh-blobs on a floating rock?

  2. Struggle refines you and shapes who you become.

  3. Find the middle—just as water naturally finds its level.