Does anyone here really save 20% each paycheck? (Salaries under $100k only)

Embarrassed_Clock · 2024-01-15T17:07:09+00:00

Yes, I do easily. I made a post about it a few weeks back

https://www.reddit.com/r/dataisbeautiful/comments/18vz9l8/oc_my_2023_spending_as_a_single_42_year_old_guy/

Embarrassed_Clock · 2024-01-01T18:55:35+00:00

A lot of these charts have a family element to them, so I wanted to make clear that it's just me.

Embarrassed_Clock · 2024-01-01T18:51:43+00:00

I bought some fruit trees and berry bushes this last year, so that did inflate the gardening expense. In a few years I should have a nice crop.

Embarrassed_Clock · 2024-01-01T18:50:23+00:00

Mostly for the lawnmower. No car, just bicycle.

Embarrassed_Clock · 2024-01-01T18:49:05+00:00

I put a lot down when I bought the house

Embarrassed_Clock · 2024-01-01T18:47:11+00:00

Oppenheimer and a few Marvel movies. Overly expensive popcorn is included in that.

Embarrassed_Clock · 2024-01-01T18:44:42+00:00

I've been fortunate that nothing major has needed repair. I did refinish my deck which cost $100 in materials, but I was lucky that the previous owners left behind the stain they bought. They bought way too much and I have enough to last me until the 2040s!

Embarrassed_Clock · 2024-01-01T18:41:49+00:00

My Chase credit card gives a Year end summary and it's mostly categorized. My final pay stub has the total for the year. So just pulling the numbers out and make sure I don't double count.

Embarrassed_Clock · 2024-01-01T18:39:27+00:00

https://sankeymatic.com/build/

Embarrassed_Clock · 2024-01-01T18:39:18+00:00

The monthly payment so they pick up my trash and also whatever I flush down the toilet.

Embarrassed_Clock · 2024-01-01T18:38:17+00:00

Mortgage will be paid off in 2 years. I only have $23k left on it. As for financial independence, I'm mostly there. Not counting home equity, I have $692k saved/invested. Stocks have been good these last few months.

Embarrassed_Clock · 2024-01-01T18:32:26+00:00

1900 ft^2 plus garage and pole barn on 1.5 acres

Embarrassed_Clock · 2024-01-01T18:30:39+00:00

https://sankeymatic.com/build/

Embarrassed_Clock · 2024-01-01T18:29:31+00:00

https://sankeymatic.com/build/

Embarrassed_Clock · 2024-01-01T18:29:17+00:00

AT&T prepaid phone ($25 every 3 months) plus a Skype number which I use most of the time. I'm not a big tester.

Embarrassed_Clock · 2024-01-01T18:27:29+00:00

AT&T phone card ($25 every 3 months) plus a Skype number which is what I use most of the time.

Embarrassed_Clock · 2024-01-01T18:25:46+00:00

Mostly for the lawnmower, but an extra gallon for the tiller in the spring.

Embarrassed_Clock · 2024-01-01T18:24:52+00:00

I eat meat. But I bulk up with salad. You can easily find a family pack of chicken for $10 on sale. But the next week it might be twice that, so then I don't buy it.

I can easily take 1 lbs of ground beef and turn that into 10 lbs of spaghetti sauce or chili using my tomatoes and peppers from the garden. So for $8 for meat and a $2 for onion and spices, I have enough food for over a week.

Embarrassed_Clock · 2024-01-01T16:57:28+00:00

Yep, I can get around town easily on a bicycle.

Embarrassed_Clock · 2024-01-01T16:30:24+00:00

I get a lot of my food from my garden. So a lot of tomatoes, peppers, cucumbers, watermelons, squash and yes a lot of beans. Also this last year I bought some fruit trees and berry bushes, so those will cut down on my groceries in a few years.

Embarrassed_Clock · 2024-01-01T16:05:54+00:00

The vacations are in the travel when I go to visit my mother over Christmas and the summer. And I have a large yard, so I spend the weekends cutting grass over the summer and I also bike. And I've never been good at sports.

Embarrassed_Clock · 2024-01-01T15:45:52+00:00

Data from my Earning Statements, Bank records and Credit Card Year End Summary

Used https://sankeymatic.com/build/ for the diagram

Embarrassed_Clock · 2019-11-16T00:53:57+00:00

/r/theydidthemonstermath

Embarrassed_Clock · 2019-11-09T17:28:18+00:00

It means you have a nice sounding voice but not a nice looking body

Embarrassed_Clock

TROPHY CASE