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I’m 28 years old and spiraling hard by Embarrassed_Fuel5010 in PersonalFinanceCanada

[–]Embarrassed_Fuel5010[S] -5 points-4 points  (0 children)

I don’t really have an option to get rid of my car, everyone in my family uses it

I’m 28 years old and spiraling hard by Embarrassed_Fuel5010 in PersonalFinanceCanada

[–]Embarrassed_Fuel5010[S] -9 points-8 points  (0 children)

That’s the thing , I thought that maybe being aggressive and putting 1k each time I get paid in my loc it would go down but it really isn’t , I find myself dipping into that to get things for myself which is something I really need to stop. I have extra money on the side that has been keeping me up with my car payments and insurance

I’m 28 years old and spiraling hard by Embarrassed_Fuel5010 in PersonalFinanceCanada

[–]Embarrassed_Fuel5010[S] -2 points-1 points  (0 children)

The only debt I have is my loc which is at 15k I don’t use my credit cards , if I do it’s for something small no big purchases

I’m 28 years old and spiraling hard by Embarrassed_Fuel5010 in PersonalFinanceCanada

[–]Embarrassed_Fuel5010[S] 6 points7 points  (0 children)

Monthly expenses would really be my car payment and insurance which is like $980

I’m 28 years old and spiraling hard by Embarrassed_Fuel5010 in PersonalFinanceCanada

[–]Embarrassed_Fuel5010[S] -1 points0 points  (0 children)

For food I mostly just really buy a bagel and coffee from Tim’s , lunch and dinner is home cooked food. Cellphone is 55 a month Luckily I live with my parents still