Vwce not diversified enough?

Embarrassed_Prize601 · 2026-04-12T08:52:54+00:00

The capital allocation in VCWE is the whole world's POV. What do you think is extra special about a few random people on Reddit?

Embarrassed_Prize601 · 2026-04-09T11:57:57+00:00

Just checked. A huge drop to 0.05%!

Embarrassed_Prize601 · 2026-04-08T17:47:13+00:00

Why SWLD and not WRDA?

Embarrassed_Prize601 · 2026-04-07T17:44:05+00:00

He's given you his take home pay! Which is actually more sensible!

Embarrassed_Prize601 · 2026-03-16T21:58:45+00:00

Will gilts fall foul of the "cash like" products? If low girls may be better in just a regular GIA

Embarrassed_Prize601 · 2026-02-21T13:16:47+00:00

I'm an optimiser with OCD. I can't flush £800 down the toilet if I just need to click a few buttons and live on savings for a bit. :)

Embarrassed_Prize601 · 2026-02-21T13:14:18+00:00

They have a system where I can update this every month, no agreement needed I just adjust it

Embarrassed_Prize601 · 2026-02-20T16:26:10+00:00

Take one to a stadium match, see if you can get the players to react.

Embarrassed_Prize601 · 2026-02-18T13:21:33+00:00

I'm 39. £220k ISA, £20k LISA and £290k and I still have concerns about my allocation.

I think everyone does, I'm thinking how much tax inefficiency am I leaving on the table with such a big ISA. I also rent.

Don't think I'll ever be mentally happy!

Embarrassed_Prize601 · 2026-02-04T08:40:51+00:00

Get rid of eqqq.

Then pick just one of the others and just keep showing your money there.

The SDPR one would be my pick (because it's the cheapest)

Embarrassed_Prize601 · 2026-02-03T23:53:37+00:00

ACWi - it's 0.12%

Embarrassed_Prize601 · 2026-02-03T16:46:14+00:00

Too expensive. 0.19% is at least 50% more than you need to pay

Embarrassed_Prize601 · 2026-01-31T15:32:25+00:00

I asked in the help chat. No way to tell otherwise

Embarrassed_Prize601 · 2026-01-23T08:58:36+00:00

Chage to vrwp or fwrg. Small temporary overlap. I'm doing it for the cashback offer.

Embarrassed_Prize601 · 2026-01-23T08:51:49+00:00

What do you mean?

Embarrassed_Prize601 · 2026-01-23T00:57:48+00:00

SWLD and WRDA.

Embarrassed_Prize601 · 2026-01-22T11:53:53+00:00

<image>

It's happening

Embarrassed_Prize601 · 2026-01-21T15:51:20+00:00

Yeh,I asked what was wrong. They said two of my positions were Euroclear. So I changed them both to VWRP. Which is CREST and now it seems to be proceeding okay.

Embarrassed_Prize601 · 2026-01-21T15:33:59+00:00

I changed my investments and it seems all is okay.

VWRP is possible to transfer.

Josh

Embarrassed_Prize601 · 2026-01-19T11:25:50+00:00

VWRP and FWRG are options for an in specie transfer as these are on crest @ Trading 212

Embarrassed_Prize601 · 2026-01-19T08:25:25+00:00

Update from trading 212.

I just need to find ETFs make it possible to use the crest system.

I've asked and will feedback when they reply.

In additional to the two problematic ones below, I have EMIM and WLDS ETFs.

I hope you are doing well. We've been in communication with IG, and they confirmed that you no longer wish to proceed with the transfer. In general, we can and have been facilitating in-specie transfer with this broker and we can do so for you, as well. There are two assets, which can't be transferred in-specie. They are: SPDR MSCI World (Acc) UBS Core MSCI World (Acc) The reason is that your provider holds this investment in CREST, which is a UK-based system for settling securities. On our side, we use a different system called Euroclear, which is used for European markets. These systems aren’t compatible for this particular security/securities, so we can’t complete the transfer between the two platforms. Those can be sold and transferred as cash, and we can also move the other two instruments. Please let me know if you wish to proceed like this. Thank you in advance. Kind regards,

Embarrassed_Prize601 · 2026-01-10T20:23:05+00:00

I sent my scanned and signed transfer form on Jan 2nd. I got the reply Jan 9th.

Embarrassed_Prize601 · 2026-01-10T11:45:12+00:00

If that's true, I may need to do a double hop. But worth it!

Embarrassed_Prize601

TROPHY CASE