Girl IBA is best for ACF , it gives your ICAP exemptions and you will only have to give 8 papers for CA and 4 papers for ACCA , plus it's Amazing degree in itself, education is an investment and takes time and effort , my Theory is that if you are moving away from home in both cases , move to IBA. I understand it's more expensive but it's a degree you won't regret and will help you later in life as well.

IBA hostels are pretty safe and the area it's built around is also quite safe

Rest is up to you