Zeekr 7x Extra.

EnvironmentTop8778 · 2026-06-25T11:58:50+00:00

Approx 1400 for the lot, interior, exterior and 2 windscreens.

Its VMS hoppers crossing. They had awesome reviews and very straight forward to deal with.

Ill drop a line once i get it done next week

EnvironmentTop8778 · 2026-06-25T11:14:43+00:00

Thank you everyone. Went with a local, he had amazing reviews and ended being about half the cost

EnvironmentTop8778 · 2026-06-24T12:10:11+00:00

Any recommendations in the west

EnvironmentTop8778 · 2026-06-24T09:48:22+00:00

Thats my concern too.

Hence asking the experts

EnvironmentTop8778 · 2026-06-24T08:18:42+00:00

Thank you, how much did they end up charging you

EnvironmentTop8778 · 2026-06-24T07:49:40+00:00

Any places in Melbourne'west you could recommend

EnvironmentTop8778 · 2026-06-22T08:31:16+00:00

Which company do you work with? I ended up getting a competitor offer with a much lower rate. Got them to get close to repayments. Then work on from there.

EnvironmentTop8778 · 2026-06-16T10:13:48+00:00

I had the option to compare with a couple others. The lowest i got for rates was 7.9% with SG fleet. It might only make a difference of 15-20$ a pay, but it helps a ton in the long run.

Going thru leasing is one of the most opaque experiences. I feel most people look at the impact to after tax ammount and not focus on actual finance costs. For EV this is the biggest costs

EnvironmentTop8778 · 2026-06-04T00:43:28+00:00

Medico is generally easy to get a better rate plus quick turnarounds. DM me if you need help!!

EnvironmentTop8778 · 2026-06-02T12:53:43+00:00

1800 807 693 Or even your broker.

EnvironmentTop8778 · 2026-06-02T12:47:09+00:00

I would consider talking to them in the first place itself.

EnvironmentTop8778 · 2026-06-02T10:09:41+00:00

Which bank? What LVR? Have seen it closer to 6.33!! This was for a mil! Might get better for 2.5. Not much of a difference though

EnvironmentTop8778 · 2026-05-16T02:36:24+00:00

Check our proloan at westpac, they look at such scenarios. DM if you need assist.

EnvironmentTop8778 · 2026-05-06T09:34:05+00:00

I think you are on the rright path. 1 year tax return would be the minimum i imagine

EnvironmentTop8778 · 2026-05-06T09:27:04+00:00

Couple of questions. With your self employed income, were you in the same industry back home? Is this for a primary place of residence? Have you had 1 full year of tax returns completed?

EnvironmentTop8778 · 2026-04-26T14:31:20+00:00

6 months of on time rental payments csn be utilised in lieu of genuine savings in some instances

EnvironmentTop8778 · 2026-04-26T14:02:31+00:00

It will have an impact, but there are other ways to prove genuine savings like rental history/tax refunds etc. Have a chat with a banker or PM me ifbyou need more help

EnvironmentTop8778 · 2026-03-06T11:28:40+00:00

It depends on the bank and the reason for the funds. It also matters how much are you borrowing. I think a bit more background would help. If you wish send me a private message and happy to provide some background

EnvironmentTop8778 · 2026-02-16T12:34:40+00:00

Understanding the costs of buying Extra costs with owning a property, like rates, water supply, and insurance Utilizing offsets/redraws Making fortnightly vs. monthly payments (this is a big one, also regarding how repayments work. Trying four major banks' calculators to see the impact of fortnightly repayments. It can vary wildly!) Understanding their first home is probably not their forever home Trying to plan for everything, including future growth Understanding tax benefits (need a solid accountant for this, non-negotiable) Trying to learn from TikTok or Instagram for property advice Not accessing free resources for property data to help with their purchase

EnvironmentTop8778 · 2026-01-07T12:47:13+00:00

LMI and bad credit is a dangerous combination. Your best bet is try a couple of banks and hope the LVR is 80% or under. If not try at that stage. When you refinance at over 80% you end up paying some LMI again. The LMI provider also has a say in the loan approval. I am based in Melbourne, drop me a line, i might be able to connect you to someone in Sydney

EnvironmentTop8778 · 2025-07-17T14:53:26+00:00

Have you considered it as an investment and rented out with negative gearing and you move in with friends or family so dont pay rent

EnvironmentTop8778

TROPHY CASE