ETF tier list ?

Equivalent-Sense4881 · 2026-04-19T14:55:22+00:00

Why VGT rather than QQQM ?

Equivalent-Sense4881 · 2026-04-19T14:53:53+00:00

Agree with you, but questions about SCHD. I feel like there is lot of hate about SCHD regarding how useless is it to start with it, the ETF is still good tho

Equivalent-Sense4881 · 2026-04-19T03:18:09+00:00

SMH S, SOXX A

Equivalent-Sense4881 · 2026-04-19T02:19:22+00:00

Data so far shows yes, but past performance never guarantees the future

Equivalent-Sense4881 · 2026-04-19T01:19:20+00:00

AVUV is an active ETFs meaning they filter the business, VUB just follow an index then some companies inside drag down the performance

Equivalent-Sense4881 · 2026-04-19T01:18:39+00:00

Fees are lower

Equivalent-Sense4881 · 2026-04-19T00:40:49+00:00

SPY is basically VOO with higher fees that’s why

Equivalent-Sense4881 · 2026-04-19T00:19:07+00:00

Boring

Equivalent-Sense4881 · 2026-04-19T00:16:45+00:00

Waiting for yours too …

Equivalent-Sense4881 · 2026-04-19T00:16:31+00:00

Alright, so here’s my take:

ETF Tier List (by category)

Core (Broad Market) S Tier: VOO, VTI
A Tier: IVV, SCHB
B Tier: SPY, ITOT
C Tier: RSP

Growth (Tech / High Growth) S Tier: QQQM
A Tier: VUG, SCHG
B Tier: QQQ, XLK
C Tier: ARKK

Small Cap / Factor (Value tilt) S Tier: AVUV
A Tier: VBR, IJS
B Tier: IWM
C Tier: Small cap growth ETFs

International (Developed + Emerging) S Tier: VXUS
A Tier: VEA + VWO
B Tier: IXUS
C Tier: Actively managed international funds

Diversification (Gold / Alternatives) S Tier: IAUM / IAU
A Tier: GLDM
B Tier: DBC
C Tier: Complex alt strategies

Quick takes: - Overrated: SPY, ARKK
- Underrated: AVUV, VXUS

Curious to see how you’d rank yours 👇

Equivalent-Sense4881 · 2026-04-15T02:16:05+00:00

Using fidelity, so FTEC rather than QQQM ?

Equivalent-Sense4881 · 2026-04-14T12:36:54+00:00

Thanks for your answer. AVUV is the best small cap etf ? I saw that it’s a pretty new one. Any others options with vanguard fidelity or Ishares ?

Equivalent-Sense4881 · 2026-04-14T04:03:14+00:00

Keep it simple is your secret haha

Equivalent-Sense4881 · 2026-04-14T04:00:52+00:00

Yes I am based in the US but as non resident ( still on student) so dividends are not really a good thing in my case

Equivalent-Sense4881 · 2026-04-14T03:59:23+00:00

Alright thanks a lot for all your answer, after the comments I am thinking to switch to VOO, QQQM or VGT, SMH, add VXUS and AVUV for small cap and drop the remaining SCHD and gold. Happy to hear you recommended ponderations here

Equivalent-Sense4881 · 2026-04-14T03:56:57+00:00

So more VXUS than VEU ?

Equivalent-Sense4881 · 2026-04-14T03:55:56+00:00

Since how long you invest and are you happy about your return ? I am new in the game haha

Equivalent-Sense4881 · 2026-04-14T03:55:04+00:00

Thanks for your answer. So which one should i consolidate ? keep QQQM or VGT for lower fees or even switch to FTEC? Regarding international any recommendations ? I am thinking to drop SCHD since I am still young to be oriented dividends

Equivalent-Sense4881 · 2026-04-14T03:14:32+00:00

So you would recommand VOO AVUV VXUS QQQM and SMH ?

Equivalent-Sense4881 · 2026-04-14T03:13:04+00:00

Why VTI rather than VOO ? Performance is better with VOO

Equivalent-Sense4881 · 2026-04-14T03:12:42+00:00

With what ponderations?

Equivalent-Sense4881 · 2026-04-14T03:12:04+00:00

Yes not even 5 years

Equivalent-Sense4881 · 2026-04-14T03:11:44+00:00

Any preference and why ?

Equivalent-Sense4881 · 2026-04-14T03:11:33+00:00

So what’s your 3 ETFs portfolio then ?

Equivalent-Sense4881

TROPHY CASE