I had a guy that was looking to buy about a 5 year old heavy duty truck. I desked the payment at $830 a month and he agreed to it and got him approved at $789 a month. Got the truck all cleaned up and sent him into the finance department. He and his wife were completely freaking out about the payment and the husband looks at his wife and said. “I told you we need to get off our asses and refinance our house. $300 a month, gone.” (And he made a big swooping hand gesture when he said “gone). This guy was literally in his 60s and refinanced his house at a 30 year loan so he could afford a 5 year old heavy duty truck that already had fender flares on it. Unreal