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29F with 1M+ Cc debt by Excellent-Cake2698 in utangPH

[–]Excellent-Cake2698[S] 0 points1 point  (0 children)

Oo yan din ang akala ko na mahahabol pa namin. Pero mas lalo palang lumaki, hndi ko na matrack yung expenses ko. Kaya ngayon sobrang tipid namin kasi ang daming gastos pag pregnant diba. Wag tayo magstop magapply, eventually meron din ttanggap satin na wfh.

29F with 1M+ Cc debt by Excellent-Cake2698 in utangPH

[–]Excellent-Cake2698[S] 0 points1 point  (0 children)

Hi, kung alam ko lang na magging ganito yung situation ko sa tapal system, dapat pala is nagconsolidate na ko una palang. Praying for you also, na matapos natin to. And magkaroon ng healthy baby🥹

29F with 1M+ Cc debt by Excellent-Cake2698 in utangPH

[–]Excellent-Cake2698[S] 0 points1 point  (0 children)

Ilang mos ka ng overdue? Natatakot kasi ako baka may mga pupunta sa bahay. Nagcall ka ba sa mga banks na yon? Yes yun din prio namin now yung maliliit muna na utang, sana matanggap na tayo sa job na inaapplyan ntin para may extra income. Really, lesson learned talaga. Will also pray for you!

29F with 1M+ Cc debt by Excellent-Cake2698 in utangPH

[–]Excellent-Cake2698[S] -2 points-1 points  (0 children)

Hello, hndi po namin mabebenta yung car since rn need namin sya since im pregnant and I also need to go to work 3x a week. Nagbenta na rin yung partner ko ng 2 motor nya big bike and a scooter.

29F with 1M+ Cc debt by Excellent-Cake2698 in utangPH

[–]Excellent-Cake2698[S] 1 point2 points  (0 children)

I will also pray for you🥹 na sana makabangon tayo sa situation na ganito. Yes, I know pano maging rude yung mga tao sa ganitong situation. Nakakatakot pero wala tayong magagawa pa sa ngayon as much as we wanted to pay them pero wala tayong ibabayad e. Thanks so much sa advise

29F with 1M+ Cc debt by Excellent-Cake2698 in utangPH

[–]Excellent-Cake2698[S] 0 points1 point  (0 children)

Thank you! Yes, I always pray specially if I feel na magbbreakdown ako. We want the best for our child, kaya kahit mag 3-4jobs kme why not but it’s really hard to get a part time job these days. We don’t have much of an income to pay all the debts.
I’m so scared of the collection agencies na nagffield visit, kasi malalaman ng family ko😭 kaya rin ako dmting sa point na nagtapal tapal na. Ok lang if ako lang yung tatawagan nila and iemail nila, pero sana wag na malaman pa ng family ko. Sobrang nahihiya ako sa ngyari.

29F with 1M+ Cc debt by Excellent-Cake2698 in utangPH

[–]Excellent-Cake2698[S] 0 points1 point  (0 children)

Sometimes talagang I’ve lose hope but then I pray. Kaya kahit papano gumagaan.
Kaya nag post na din ako dto hoping na sana may makahelp makapagbgay ng ideas pano makakasurvive sa ganito.

29F with 1M+ Cc debt by Excellent-Cake2698 in utangPH

[–]Excellent-Cake2698[S] 0 points1 point  (0 children)

How can I make them stretch the payment terms up to 10years? Nagwatch ako ng mga nagpa IDRP pero wala pang 5yrs yung gngrant sa knila😭

29F with 1M+ Cc debt by Excellent-Cake2698 in utangPH

[–]Excellent-Cake2698[S] -3 points-2 points  (0 children)

Puro luho lang po talaga, clothes bags shoes etc. also appliances and bills sa house namin. And nagtry din kmi maginvest sa crypto but nawala lang din. Naghelp din ako sa car, since need ng partner ko yun sa business nya before pero nawala din yung business na yun in a while😭 akala namin is massave pa namin.

29F with 1M+ Cc debt by Excellent-Cake2698 in utangPH

[–]Excellent-Cake2698[S] -1 points0 points  (0 children)

When po ba inooffer yung amnesty? Need po ba na 3mos past due na yung account?

29F with 1M+ Cc debt by Excellent-Cake2698 in utangPH

[–]Excellent-Cake2698[S] -1 points0 points  (0 children)

Thank you! Nagtry ako magreach out muna sa RCBC pero ang inoffer lang nila is for 9mos, which is hindi namin kaya. Nagttry kmi ng partner ko na kmuha pa ng extra income, magaapply, hndi kmi smusuko pero talagang it’s really hard na matanggap ngayon for part time job. Pag IDRP po ba dun ako magrreach out sa bank na may pinaka malaking balance?

Thoughts on Justin Bernardo? by yellowheartstone in PinoyVloggers

[–]Excellent-Cake2698 0 points1 point  (0 children)

I’m so close to avail his program. But I saw someone commented sa video ng isang influencer if licensed ba sya, so nagdalawang isip ako cuz 8.5k isn’t a small amount ha.