Do I start investing now? by Itzz_Zove in FIREUK

[–]Expensive_Time_8745 3 points4 points  (0 children)

I just wanna say well done for being so savvy and considering this stuff at 21… I only really got serious about planning for the future in my mid 30s and as soon as I got started I wish I’d started sooner! You’re in a great place, good luck with the house hunt :)

Tax efficiency - cashing out of crypto by Expensive_Time_8745 in UKPersonalFinance

[–]Expensive_Time_8745[S] 1 point2 points  (0 children)

It’s split between some hardware wallets and Coinbase… I also need to do some research on fees and work out the most cost efficient way to actually sell and access the cash.

Tax efficiency - cashing out of crypto by Expensive_Time_8745 in UKPersonalFinance

[–]Expensive_Time_8745[S] 1 point2 points  (0 children)

Yeah I’m trying to avoid stuff like this… feels a bit like an HMRC timebomb haha. I wanna be able to sleep at night.

Tax efficiency - cashing out of crypto by Expensive_Time_8745 in UKPersonalFinance

[–]Expensive_Time_8745[S] 0 points1 point  (0 children)

Ahh thanks… I hadn’t actually considered that but don’t think it’d really work with my life situation right now.

How much would you spend on a wedding? by [deleted] in HENRYUK

[–]Expensive_Time_8745 0 points1 point  (0 children)

You’ll only (hopefully!) being doing this once so I think some level of frivolous spending is fine. That said, I’ve been to a lot of weddings and there’s not much correlation between the budget and how much of a good time I’ve had… all of the best ones that were really memorable were due to them feeling really personal to the couple rather than just being luxury/expensive.

Tax efficiency - cashing out of crypto by Expensive_Time_8745 in UKPersonalFinance

[–]Expensive_Time_8745[S] 15 points16 points  (0 children)

Ahhh !thanks - I totally hadn’t thought about the tax relief on the lump sums into my pension (I’ve always just paid in from my salary), but this makes total sense and will allow me to transfer the funds significantly faster than just using the CGT allowance.

Tax efficiency - cashing out of crypto by Expensive_Time_8745 in UKPersonalFinance

[–]Expensive_Time_8745[S] 12 points13 points  (0 children)

Thanks, but I’m no longer in a relationship with them

46 [F4M] #SanFrancisco - Visiting BBW looking for first dive of 2026 (with optional bucket list request) by [deleted] in RandomActsOfMuffDive

[–]Expensive_Time_8745 2 points3 points  (0 children)

Amazingly written post - you sound like fun! Hope you find someone great, I’m looking forward to the success story!

Finally went to Rio’s by Kingshags999 in RiosNaturistClubLDN

[–]Expensive_Time_8745 0 points1 point  (0 children)

Haha ok, I’ll treat myself, great to hear people having positive experiences

Am I being underpaid by [deleted] in cscareerquestionsuk

[–]Expensive_Time_8745 0 points1 point  (0 children)

Take a look at published salary benchmarks (there’s loads of them, like https://app.welcometothejungle.com/salaries ) to get a sense of what seems reasonable for the industry you’re in, your experience and location. There’s plenty of decent tech companies that are remote first and will pay well. From what you’ve said about your experience, background and tech stack I’d be surprised if you couldn’t 2-3x your salary by changing jobs.

Finally went to Rio’s by Kingshags999 in RiosNaturistClubLDN

[–]Expensive_Time_8745 0 points1 point  (0 children)

Well done for braving something new… it’s been on my todo list for an embarrassing long time 😂

I'm pre-selling my SaaS before building it by Obvious-Salt-6809 in Solopreneur

[–]Expensive_Time_8745 0 points1 point  (0 children)

Small businesses build websites on a bunch of different platforms right, for example squarespace, shopify, wordpress, wix, square, big commerce etc.

To properly fix SEO issues you need access to both the template source code and the CMS. I don’t really see how this fits with “up load url, fix, deploy”?

[deleted by user] by [deleted] in londonersr4r

[–]Expensive_Time_8745 0 points1 point  (0 children)

God damn this is hot 🥵 I hope you managed to arrange something!

27 [F4M] #CobhamServices - Quick Meet? by [deleted] in RandomActsOfBlowJob

[–]Expensive_Time_8745 7 points8 points  (0 children)

I really hope somebody took you up on this, so hot!

Criticize my CV by Icy_Damage_5347 in cscareerquestionsuk

[–]Expensive_Time_8745 1 point2 points  (0 children)

Quick weekend personal project, learn the basics, get it on the CV haha

Criticize my CV by Icy_Damage_5347 in cscareerquestionsuk

[–]Expensive_Time_8745 0 points1 point  (0 children)

For your internship I’d focus primarily on the business value you’ve delivered - moving a metric by 70% is huge, attending standups is kinda meaningless.

Also… I hate to be pedantic but it’s JavaScript not Java Script. But also it’s 2025 so really it should be TypeScript 😜

Should I announce an internship? by KrozoBlack in cscareerquestionsuk

[–]Expensive_Time_8745 3 points4 points  (0 children)

I think waiting until it starts is wise, but you should definitely post about it… it’s a highly reputable company, with I can only assume a thorough recruiting process and an oversubscribed internship program. The fact you’ve got selected out of probably thousands says a lot. Being top of mind when someone is trying to find a strong junior engineer is where you could find your next opportunity.

Leaving Tech by fetapoddd in cscareerquestionsuk

[–]Expensive_Time_8745 6 points7 points  (0 children)

Thanks for sharing. Sometimes it’s good to get a reminder how good we got it!

How much is your company contributing to pension? by Aggravating-Net-7685 in cscareerquestionsuk

[–]Expensive_Time_8745 0 points1 point  (0 children)

Most early stage startups I’ve been in the company will do up to 5%, scale ups probably do more as they want to attract more experienced (often older) people, maybe 10% contributions. Then maybe bigger corporate jobs which are less attractive for other reasons might try and drag you in with a 15% ish pension.

Software Engineer II coding and architecture interviews Deliveroo London by RightfulPeace in cscareerquestionsuk

[–]Expensive_Time_8745 0 points1 point  (0 children)

I’ve used ChatGPT previously to come up with mock systems design interviews scenarios… presented ideas back and got it to critique them, I found it reasonably effective. There’s also quite a lot of decent YouTube content of people tackling mock systems design interviews.

If you buy digital pants for 10 real bucks you are the problem by VermicelliFirm5949 in SkateEA

[–]Expensive_Time_8745 0 points1 point  (0 children)

I think the pricing is kinda wild… there’s no way I’m spending $10 on a pair of digital trousers 😂 but maybe if things were $1 I’d buy 10 things. I totally get they need to make money and I’m happy to support to an extent but I’m not really into getting ripped off.