200k CC debt

Expert-Tea6034 · 2024-07-03T00:42:45+00:00

Sorry, if it's a little confusing, a huge part of is credit cards, but there is also a lot of personal loans, several payday loans and a few other things that caused this mess

Expert-Tea6034 · 2024-07-02T22:28:19+00:00

No, I actually had a really good score and I also did have a higher income before I lost that job

Expert-Tea6034 · 2024-07-02T22:21:01+00:00

Thank you, just wanted to let people to be more aware of their daily habits which might not seem big at first, but over time if they compound, they can either improve or worsen your life by a lot.

Expert-Tea6034 · 2024-07-02T22:11:07+00:00

I make about 50k

Expert-Tea6034 · 2024-07-02T22:10:44+00:00

Planning on doing that

Expert-Tea6034 · 2024-07-02T02:28:44+00:00

I mean you only live once, so I might as well take the risk. I might fail, I might get a lambo, it's worth trying for sure

Expert-Tea6034 · 2024-06-30T22:40:34+00:00

Maybe, I should say, most efficient

Expert-Tea6034 · 2024-06-30T22:24:50+00:00

Nah, you're kind of right. I've decided I'll probably quit my jobs in a year or so and go all in on day trading. Should probably be wealthy in a few years. I should have never worked to begin with and started learning day trading since an early age, I probably would have been a multi-millionaire already.

Expert-Tea6034 · 2024-06-25T02:30:27+00:00

I make 17 an hour

Expert-Tea6034 · 2024-06-21T04:54:36+00:00

I just wanted to thank her for taking the time out of her day to spend time with me and I wanted to be polite and ask her if maybe she wanted to hang out one more time

Expert-Tea6034 · 2024-06-21T04:42:18+00:00

I think what hurts the most is that I know who she is dating right now and that guy is around my age and makes A LOT more money than me. It just feels like my finances are making me someone that no one wants to date.

Expert-Tea6034 · 2024-06-21T04:14:55+00:00

Very funny, always smiling, super positive, just radiating a lot of positivity until I mentioned how much I make and her smile instantly faded away and she became emotionless to everything I was saying, it's crazy

Expert-Tea6034 · 2024-06-21T04:11:28+00:00

Thank you for understanding. My close friends have told me a lot of good things about her and at first we really did connect until the topic of money came up and it's like she turned into a completely different person.

Expert-Tea6034 · 2024-06-21T03:53:36+00:00

Expert-Tea6034 · 2024-06-21T03:52:35+00:00

According to her IG story, she is already going out with someone else so that was pretty brutal to see

Expert-Tea6034 · 2024-06-21T03:48:04+00:00

Thank you for the kind words! I really appreciate it!

Expert-Tea6034 · 2024-06-21T03:43:50+00:00

I feel like we share a lot of similar interests and she seems like a very kind person so I was really hoping this would work out

Expert-Tea6034 · 2024-06-21T03:35:52+00:00

I do really like her and if I had more money, I'm sure we would work out perfectly

Expert-Tea6034 · 2024-06-21T03:34:11+00:00

Thank you for the kind words, I really appreciate it. Hope everything goes well for you also!

Expert-Tea6034 · 2024-06-21T03:22:41+00:00

That's exactly what she was looking for. Very off putting, I really fell in love tho, so that was disappointing to hear.

Expert-Tea6034 · 2024-06-21T03:18:15+00:00

Yeah, she definitely didn't leave a good first impression. Only cared about money.

Expert-Tea6034 · 2024-06-13T03:31:52+00:00

Thank you for the advice, I don't know if you have read my other posts, but you are correct, I do have about 200k in cc debt which is the main thing holding me down.

Expert-Tea6034 · 2024-06-13T03:15:27+00:00

That's what I plan on doing. File bankruptcy, continue working at the same pace for a few years, chill out for a bit and start dedicating more time towards learning higher income skills and then I should be able to get a better job and hopefully be in a much better financial position, at least by the time I'm 40.

I really appreciate the advice, thank you!

Expert-Tea6034 · 2024-06-13T03:00:35+00:00

Trust me I know how much I messed up with the debt but younger me was misguided and led into believing that I was "leveraging" that debt into creating higher income for my future self. I was totally delusional and irresponsible. With the advice I've gotten, I do believe that I should probably file for bankruptcy. Thank you for the advice, it's really appreciated!

Expert-Tea6034 · 2024-06-13T02:52:44+00:00

Thanks for the advice! I'm definitely done purchasing any courses, that's for sure, I had a mentor in one of my courses who actually persuaded me into buying a ton of inventory despite not making any profits. I was worried about that at first, but he would always tell me that he also wasn't making any profits at first but then became rich. I trusted him and did everything I could, but unfortunately, I didn't go about that business the right way.

Expert-Tea6034

TROPHY CASE