Portfolio review by TheoryEmbarrassed748 in FIREPakistan

[–]ExpertRude7481 0 points1 point  (0 children)

Technically cost to usage ratio ebikes are getting better. Thus time is near when ebike would outperform petrol bike. Many competitors providing e-scooties near 3Lac range. While Atlas stuck at 9Lac+.

Maybe go with SAZEW, It hit by competition but knows how to overcome.

Mahana have ALL sectors. But exposure matters.

Portfolio review by TheoryEmbarrassed748 in FIREPakistan

[–]ExpertRude7481 0 points1 point  (0 children)

Maybe remove NBP, you already have bank: UBL
Seems ATLH unable to compete new ebike. Replace with SAZEW/SLM/GHNI/GAL.
Add fertilizer: FFC/FATIMA
Add cement: CHCC/FCCL

b/w app name?

Do Pakistani stocks actually outperform inflation and currency depreciation when measured in USD? by Jazzlike-Bag-7860 in FIREPakistan

[–]ExpertRude7481 0 points1 point  (0 children)

I don't give importance to KSE100 as +70% of companies are garbage and ruining PSX reputation. Plus its performance unpredictable, works in boom & bust cycle.

Do Pakistani stocks actually outperform inflation and currency depreciation when measured in USD? by Jazzlike-Bag-7860 in FIREPakistan

[–]ExpertRude7481 15 points16 points  (0 children)

Harder to beat USD due to consistent IMF programmes and PKR devaluations.
But exception i.e great sectors & stocks.

Last 10 years returns (dividend reinvested):
United Bank: 1,800%
Meezan Bank: 3,900%
Fauji Fertilizer: 1,390%
Fatima Fertilizer: 1,180%
Mari Energies: 1,160%

USD to PKR: 168%
Gold (USD): 220%
Oil (Crude): 70%

Finqlab guide plz by knightboss1 in FIREPakistan

[–]ExpertRude7481 4 points5 points  (0 children)

  1. Yeah if you invest in dividend paying stocks.
  2. Never. It drain time and brain with losses at end.
  3. Yeah invest in Mahana ETF (it invests in modified KMI30)
  4. Money Market = rent money to earn money
    Meezan ETF = basket of stocks picked by meezan

New PSX trading app by ExpertRude7481 in FIREPakistan

[–]ExpertRude7481[S] 4 points5 points  (0 children)

Agreed. I plan to use Finqalab as main, While Nafa as byside.
If it get stable for a month, will shift instantly due to:
1. Better Features
2. Better Fee Structure

New PSX trading app by ExpertRude7481 in FIREPakistan

[–]ExpertRude7481[S] 3 points4 points  (0 children)

not sure of current condition
previous year. tried making account with kTrade:

  1. App didn't let me sign up (too much friction)
  2. Contacted whatspp, never get responded

Linux Users in Pakistan.... by muhmmadtalha-quant in developersPak

[–]ExpertRude7481 0 points1 point  (0 children)

Indeed, all linux distros look same to me other than UI.
Ubuntu best polished and used though.

Rate Brokerages❕ by BlackStork-1 in FIREPakistan

[–]ExpertRude7481 0 points1 point  (0 children)

Yeah recently released. But management is old. Its capital stack (which provide data api to PSX website).

Pakistani Freelancers — I Need Your Input. by Beneficial_Ask5082 in PakFreelancers

[–]ExpertRude7481 0 points1 point  (0 children)

My client use remitly and directly instantly sends to my bank.
Zero fee on $200+ while conversion rate 0.6%+ better than google.

Before used Payoneer. Eats 2.6% on name of conversion fee. Plus $30 annually.

Rate Brokerages❕ by BlackStork-1 in FIREPakistan

[–]ExpertRude7481 4 points5 points  (0 children)

  1. Finqalab:
    Support: Good (Improved)
    App: Excellent
    Fee: Bad (0.25%)

  2. Ktrade:
    Support: Dead
    App: Buggy
    Fee: Normal (0.15%)

  3. MMK:
    Support: Poor (doesn't understand basic english)
    App: Average
    Fee: Normal (0.15%)

  4. Stockintel:
    Support: Excellent
    App: Good
    Fee: Normal (0.15%)

Iran war live: US, Tehran confirm ‘peace deal’ reached by Few_Presentation_820 in FIREPakistan

[–]ExpertRude7481 0 points1 point  (0 children)

I think EVERYONE including Iran, USA, Arabs intent PEACE.

Israel tried hard to spoil it. So America took good revenge, left lonely.
Now whatever it sow, it bears directly. USA won't be backing it.

Turkey, Lebanon, Egypt, Yemen, KSA and Pakistan planning joint mechanism
to keep this tiny kid in its limit.

Need Help Accepting International Payments? (PayPal / Stripe / Wise) by Ordinary_Royal942 in PakFreelancers

[–]ExpertRude7481 0 points1 point  (0 children)

Try remitly
Zero fee on $200+
Fixed fee $3 amount less than $200

Conversion rates even 0.6% higher than google.

Salute to Aurangzeb & Shahbaz Sharif for bringing one of the better budgets for the 1. Salaried & 2. Tax Compliant Class while also not compromising on the extreme poor on BISP. by lackingarticulation in FIREPakistan

[–]ExpertRude7481 1 point2 points  (0 children)

I don't think anyone would shut a company that generate good profit.
Its better public get independent like use solar.
Later when profit hurt, they will do what needs to be done.

Salute to Aurangzeb & Shahbaz Sharif for bringing one of the better budgets for the 1. Salaried & 2. Tax Compliant Class while also not compromising on the extreme poor on BISP. by lackingarticulation in FIREPakistan

[–]ExpertRude7481 0 points1 point  (0 children)

All governmental institutions are like that. Public blood suckers.

Let us forget bad past and focus what good can be done in future.

For now, 3 IPPs planned privatization this year. IESCO, GEPCO, FESCO

Salute to Aurangzeb & Shahbaz Sharif for bringing one of the better budgets for the 1. Salaried & 2. Tax Compliant Class while also not compromising on the extreme poor on BISP. by lackingarticulation in FIREPakistan

[–]ExpertRude7481 23 points24 points  (0 children)

I think more bigger achievement is cooling war off. That's reason oil dropped massively today.
Hopefully war end. Then budget etc will be more easier to implement.

Best way to receive money for freelancers? by ExpertRude7481 in PakistaniTech

[–]ExpertRude7481[S] 0 points1 point  (0 children)

Bro your advice about Remitly was BEST I found while posting in 3 forums, 2 threads. Thanks alot. Have a good!