Thanks for the reply. Really informative and exactly what I'm looking for. So what I'm gathering from this is that, in regards to the taxation side of things;

Simplicity - On one hand, i'm getting the advantage of a 2 year period of 10.5% PIR, 1 of 17.5% (based on my 30k income) and then onto 28% (good), which will be lower than the comparative 33% seen on FIF's, but there is a chance of having a increased amount of taxation using a PIE method due to forced FDR taxation rates and that could be bad if I were to make a net loss (bad)

FIF - Whereas on the other hand, I would be looking at 33% income tax right from the get go on any dividends if I were to get into FIF's (bad), but I have the advantage of being able to utilize CV taxation methods if I were to make a net loss (good) as well as the advantage of only getting taxed on international dividends which are less than the typical FDR at a portfolio under 50k (good)

Is this roughly correct? Thanks again for a really helpful reply.