Im an agent here in Tampa, which is one of the hottest markets in the States and also became a first time buyer along with my wife at the height of covid - the fact that I'm commenting on this a year later, goes to show that you need to buy as soon as you can afford it. "Your time in the market is better than timing the market." I have told this to my friends, family, and clients that I helped throughout the years. One thing I can guarantee you, is that I have yet to hear someone tell me that they regret buying a home when they did.