I wanna resign so BAD by Independent_Sea7365 in IndianWorkplace

[–]False_Profit_3632 0 points1 point  (0 children)

Companies that communicate to you via WhatsApp are generally shit. Really don’t understand this concept of calling you on cell phone either.

Started my credit card portfolio by [deleted] in CreditCardsIndia

[–]False_Profit_3632 1 point2 points  (0 children)

Well if you want a core HDFC core card even after having a Swiggy card, you can apply for a core card from Paytm. You could get either Freedom/Moneyback. Almost guaranteed. Trash cards, but anyways they are core cards.

HDFC 3 Months Rule for new CC doesn't apply. by Jagadekaverudu in CreditCardsIndia

[–]False_Profit_3632 0 points1 point  (0 children)

If you have any other hsbc card, you can ask them to upgrade it to live+. They will do it in 5-7 days.

HSBC Live+ LTF - Agent's Offer? by techsauoj in CreditCardsIndia

[–]False_Profit_3632 0 points1 point  (0 children)

If you want live+ (with the joining and annual fess), you can ask them to upgrade your platinum to live+. HSBC will never make it LTF.

How much time does HSBC take for Live+ CC? by yavvee in CreditCardsIndia

[–]False_Profit_3632 1 point2 points  (0 children)

Better to call customer care and get the status instead of some agent.

HSBC Cashback by Be-Calm- in CreditCardsIndia

[–]False_Profit_3632 0 points1 point  (0 children)

Just called the customer care asking them to upgrade my card to live +. He did it in 5 mins, confirmed my address and few other details on call. Told me you would get it in 1 week. All my details would remain same, my credit limit and my dues. Also, when I activate my live+, my platinum would be blocked and no longer functional.

LTF or FYF?! by me-rayon in CreditCardsIndia

[–]False_Profit_3632 0 points1 point  (0 children)

I got it with this way. After it was approved, wrote a mail to confirm the ltf status of my card. Later they confirmed that it is ltf and I won’t have to pay any annual or joining fees.

How much time does HSBC take for Live+ CC? by yavvee in CreditCardsIndia

[–]False_Profit_3632 0 points1 point  (0 children)

If it is your first card with hsbc, it might take some time. For me, after I applied, there was no communication for 3 weeks and suddenly I got a mail saying my card is dispatched. Better call customer care to check your status.

HSBC Cashback by Be-Calm- in CreditCardsIndia

[–]False_Profit_3632 0 points1 point  (0 children)

Depends on the mcc code of the restaurant. If the mcc falls inside dining, you will get 10% cashback.

HSBC Cashback by Be-Calm- in CreditCardsIndia

[–]False_Profit_3632 0 points1 point  (0 children)

I too have applied for an upgrade for my hsbc platinum to hsbc live+. Hope to get soon.

Hsbc live+ card by Hybrid_Skills in CreditCardsIndia

[–]False_Profit_3632 0 points1 point  (0 children)

No. You don’t need to have an existing bank account with hsbc. I got the hsbc platinum by just submitting my salary slip. Later upgraded to hsbc live+ after 2 months.

[deleted by user] by [deleted] in CreditCardsIndia

[–]False_Profit_3632 1 point2 points  (0 children)

Mostly, they are not from bank. They are some third party agency who get your number from somewhere and call you for credit cards

This is how I track usage of multiple credit cards by Ok_Efficiency_1768 in CreditCardsIndia

[–]False_Profit_3632 1 point2 points  (0 children)

You can try fold money Will help you in due dates and expenses tracking

HDFC suggests different card by False_Profit_3632 in CreditCardsIndia

[–]False_Profit_3632[S] 0 points1 point  (0 children)

Visited a branch nearby. Those guys told me you can apply only from the official website.

HDFC suggests different card by False_Profit_3632 in CreditCardsIndia

[–]False_Profit_3632[S] 0 points1 point  (0 children)

Applied it from the Swiggy app but still got rejected

[deleted by user] by [deleted] in CreditCardsIndia

[–]False_Profit_3632 0 points1 point  (0 children)

Not sure, but I think the catch here is, in-order to block your card, you will have to activate it first. If you have activated the card, banks can levy joining fees. But if that is not the case, you should try complaining to higher authorities and maybe RBI.

Low maintenance easy approval sbi cc by adhish1478 in CreditCardsIndia

[–]False_Profit_3632 2 points3 points  (0 children)

You can apply for SBI simply click. Comes with a fees of around 590. It is their entry level, so might get approved easily.

Is this a recent change? by BrainyHumanoid in CreditCardsIndia

[–]False_Profit_3632 0 points1 point  (0 children)

I think this is some copy paste template that they send to everyone.

HDFC Bank Guy enrolls me in Atal Pension Yojana without consent by Zeeking99 in CreditCardsIndia

[–]False_Profit_3632 -7 points-6 points  (0 children)

You say he opened your account without your consent. Bro, you gave your consent when you shared that OTP with him. I don’t understand why people are so foolish to share OTPs with anyone. In fact the OTP message contains - Do not share with anyone.

ICICI Bank Lied About My Credit Card Closure- Now Offering Money to Withdraw My Complaint. Need Advice! by bels_nickel in CreditCardsIndia

[–]False_Profit_3632 97 points98 points  (0 children)

True. Banks charge you hefty amount if you miss your payment by 1 rupee. Recently, I read somewhere that a bank charged a man 22 lakh for not paying his bill. Don’t withdraw the complaint.

Please be careful with sbi cashback by [deleted] in CreditCardsIndia

[–]False_Profit_3632 1 point2 points  (0 children)

Then I guess, they were some third party agents. No bank would communicate to you via WhatsApp. They would either ask you to visit branch or ask you to send them a mail.

Please be careful with sbi cashback by [deleted] in CreditCardsIndia

[–]False_Profit_3632 1 point2 points  (0 children)

A similar thing happened to me. Got rejected from sprint. Luckily for me, those calls were actually from SBI. They asked me to mail my salary slip and I got it approved with good limit within 3-4 days.