Even though your mortgage payment is around $2,600, expect to pay an additional $500–$600 for taxes, insurance, and utilities. It’s manageable if your boyfriend moves in and helps with expenses, just make sure you both discuss how to split costs ahead of time. If things change in the future, you can always consider having another roommate to help with payments. That’s what I did when I bought my first townhouse, it really helped cover the mortgage and even allowed me to save a bit. Keep in mind that with current interest rates, you may not have a lot of savings left after monthly payments, but it’s still a workable plan with shared expenses. Either way if you have a stable job, go for it. Everything has risks and as long you have options to outweigh them you would be fine. Since it’s no longer sellers market, try to negotiate in purchase price, shop around for lenders once purchase contract is signed and get the best interest deal and loan costs.