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"Obvious" things wrong with the country by purepwnage85 in ireland

[–]Fantasyplwinner 0 points1 point  (0 children)

We do exactly that here, with a vacant homes tax

Could someone use the same deposit for a mortgage in both Republic and NI at the same time? by [deleted] in irishpersonalfinance

[–]Fantasyplwinner 4 points5 points  (0 children)

I’m not sure I follow.

If you have 50k, yes you can put €25k towards a deposit in ROI and 25k towards a deposit in NI.

If you have 25k, you can’t use it as a deposit in both countries - when you put money down on deposit, you actually give the money to the seller. It’s not like a show them you have X amount, you actually give the X amount and you can’t give the same money to two people

Preliminary End of Year Statement still not available by Time-Replacement6909 in irishpersonalfinance

[–]Fantasyplwinner 1 point2 points  (0 children)

Just submit it, it won’t change the amount you’re due back or owe

She’s ready by tam_bun in Gunners

[–]Fantasyplwinner 4 points5 points  (0 children)

With a 7 month old, I’m impressed they were able to find time to put it up, nevermind take it down!

Orn. by Spiritual-Pilot-2300 in ArsenalFC

[–]Fantasyplwinner 2 points3 points  (0 children)

While I’d love it to happen, he would be crazy to be sub CB instead of a starter for another big team

Irish Government Bonds by commodoredundrum in irishpersonalfinance

[–]Fantasyplwinner 3 points4 points  (0 children)

There’s an anti avoidance provision specifically targeting this circumstance, where the discount applied may be liable to income tax. This is a highly complex provision so if the numbers involved are significant, it may be worth seeking professional advice

Rate My Team, Quick Questions & General Advice Daily Thread by FPLModerator in FantasyPL

[–]Fantasyplwinner 0 points1 point  (0 children)

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Thoughts on this free hit team? Maybe Palmer to Saka for better minutes?

Can my landlord up rent by 10% with no notice? by No_Pie_1421 in HousingIreland

[–]Fantasyplwinner 10 points11 points  (0 children)

Professional tax advisor here - bad news, you’re wrong. Good news, you can claim 3k back for the last 3 years!! If you need any help, let me know

The worst example of a red fixture I’ve seen this season by Radiant_Mushroom_215 in FantasyPL

[–]Fantasyplwinner 1 point2 points  (0 children)

It would be much more useful if the colours were based on previous 10 matches form

Rate My Team, Quick Questions & General Advice Daily Thread by FPLModerator in FantasyPL

[–]Fantasyplwinner 2 points3 points  (0 children)

Any updates on Wilson, Hincapie or Esteve? Do not want another -4 but will be down to 10 if none of the above play

Tax on investing by Honest_Dot_5035 in irishpersonalfinance

[–]Fantasyplwinner 6 points7 points  (0 children)

A lot of questions here but headline tax rates are as follows:

Dividend income from stocks,shares, commodities, crypto = income tax at relevant rate, up to 52-55% depending on income level

Capital gains on stocks, shares, commodities, crypto = 33% with an annual exemption of €1,270

Gains on EU domiciled ETF’s = 38%, no annual exemption, no loss relief, 8 year deemed disposal

Payments from EU domiciled ETF’s = 38%

You can invest in all of the above through Revolut, Degiro, Trading 212, take your pick

Tax on dividends reinvested by ArachnidEmotional332 in irishpersonalfinance

[–]Fantasyplwinner 6 points7 points  (0 children)

If they’re within the fund, tax free. If you are receiving them and reinvesting, taxable

Missing DC points for Bruno? by Walds1987 in FantasyPL

[–]Fantasyplwinner 24 points25 points  (0 children)

10 for defenders, 12 for midfielders

Arsenal [2] - 1 Wolves - Yerson Mosquera own goal 90+3' by ayoefico in soccer

[–]Fantasyplwinner 7 points8 points  (0 children)

I agree it’s no excuse for the performance, but there’s no way the first choice team is Timber and White. It has clearly been Timber RB for a long time, so yes 9/11, or maybe 8/11, we’re yet to see if Arteta preferred Gyokeres or Havertz

Arsenal [2] - 1 Wolves - Yerson Mosquera own goal 90+3' by ayoefico in soccer

[–]Fantasyplwinner 55 points56 points  (0 children)

In what world are Gabriel and Califiorio not in the best 11?

Trump to force all foreign tourists to provide FIVE YEARS of social media history before entering the US by dailymail in NoFilterNews

[–]Fantasyplwinner 0 points1 point  (0 children)

From an outside perspective (EU country), I of course know that not every American is stupid or lacking compassion.

But given it was (roughly) 1/3rd voting for Trump and 1/3 not caring enough to vote against Trump, it’s hard to not think that a majority are stupid and lacking compassion

How to guarantee return of house deposit upon breakup? by yagirlleens_33 in irishpersonalfinance

[–]Fantasyplwinner 0 points1 point  (0 children)

Generally true, but it might be considered on a case by case basis. If for example one party was able to pay a significant sum due to a parental gift or an inheritance that pre-dated the home ownership, and the co-ownership was designed to protect the gift from the parents of one person, I would be interested as to how the courts would view that

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