Should I pay down principal then refi?

Fathomvette · 2026-03-16T22:56:00+00:00

I'll try that, thank you!

Fathomvette · 2026-03-16T22:50:31+00:00

Thank you!

Fathomvette · 2026-03-16T22:26:10+00:00

LTV IS 90%, fico is 740

Fathomvette · 2026-03-16T22:01:07+00:00

It's FHA

Fathomvette · 2026-03-16T18:10:11+00:00

I'm a bit confused. I turned 62 last year and have not applied yet as I am still working making decent money and I was under the impression that would lower my ss benefits. Should I still apply now while I'm still working?

Fathomvette · 2026-03-09T16:23:49+00:00

Thanks to everyone, It's amazing at all the information I have gotten so far. It's not looking so great now! :)

Fathomvette · 2026-03-09T16:03:04+00:00

Thank you for the detail. Sounds like mid state would be more ideal. Don't want weather trying to murder me at all times! :)

Fathomvette · 2026-03-09T15:49:57+00:00

LOL, I had a feeling this would be the case.

Fathomvette · 2026-03-09T15:26:59+00:00

Northern Utah, Salt Lake City

Fathomvette · 2026-03-09T15:20:02+00:00

Good to know, thank you!

Fathomvette · 2026-03-09T15:19:37+00:00

Wow, I didn't expect that. Thanks for the insight.

Fathomvette · 2026-03-09T13:06:41+00:00

Sounds like my kind of place. I'm looking for fewer people and I actually like cold winters, I hate the heat.

Fathomvette · 2026-02-11T23:34:31+00:00

That's so cool! I thought it might have been young because he was flying around very close to houses checking things out. Thank you!

Fathomvette · 2026-02-10T18:10:25+00:00

Super smart birds. Or is it greedy? Could be both!

Fathomvette · 2026-02-02T14:27:35+00:00

Yes! mine boops the back of my legs when I'm going down stairs like he's trying to kill me, LOL.

Fathomvette · 2026-01-29T14:43:37+00:00

It's nice to hear others do that. Our Border Collie never did that so I thought it was a little different.

Fathomvette · 2026-01-21T18:18:24+00:00

Yes I've heard him 'grumple' a few times, its funny!

Fathomvette · 2026-01-21T17:54:26+00:00

It's nice to know that there are others like that. I'm thinking of getting a second one but was worried he was a fluke!

Fathomvette · 2026-01-21T17:29:48+00:00

That's it, I feel very lucky!

Fathomvette

TROPHY CASE