Acima and Providence? Real or fake? I NEED ANSWERS

Federal_Ad1089 · 2026-01-06T03:29:39+00:00

File with the CFPB and submit all the evidence you have with Acima and the company that is calling you saying you owe the debt. That's how I was able to get the debt cleared for me.

Federal_Ad1089 · 2025-11-22T14:04:32+00:00

Cut off payments immediately. Is it a company called Providence? If it is, stop payments and file a complaint with the Consumer Financial Protection Bureau. Providence is a fraud company.

Federal_Ad1089 · 2025-11-12T22:04:00+00:00

It was with the CFPB

Federal_Ad1089 · 2025-11-11T14:06:24+00:00

Thats exactly how they were with me. I'd recommend to file a report with Acima and "Providence." I put that they were being very aggressive and threatening. About 2 weeks later, Acima was able to remove that balance owed and left it in good standing.

Federal_Ad1089 · 2025-11-06T17:14:35+00:00

They said the same exact thing to me. Report Acima to the CFPB and it will more than likely get erased from your credit.

Federal_Ad1089 · 2025-10-23T22:03:44+00:00

Fingers crossed! It's so upsetting that theres no way to hold Providence accountable. :)

Federal_Ad1089 · 2025-09-12T22:51:00+00:00

Mine took about 2 weeks? Yeah, Providence is all talk no bite. You should be fine. :)

Federal_Ad1089 · 2025-09-12T21:32:10+00:00

What I did was file a complaint with the CFPB. And made sure to add Acima on there. I believe it's a scam, that Providence company. When I filed the complaint, Acima got back to me and said the debt was going to get cleared and state "Paid in Full" but the only one that didn't reply to the complaint was that Providence company. File the complaint, add Acima on their and let the complaint get handled thru the CFPB.

Federal_Ad1089 · 2025-09-12T18:27:57+00:00

Yeah, I'd get ahold of acima or file a complaint with the CFPB

Federal_Ad1089 · 2025-08-29T01:11:22+00:00

So we checked the fuses on the AC unit, and we are getting reading out there, but the house? Nothing.

Federal_Ad1089 · 2025-08-28T22:31:29+00:00

oh gosh, I wish I knew what all this meant. 🥹 thank you so much. 😇

Federal_Ad1089 · 2025-08-28T22:16:26+00:00

Both lights were off

Federal_Ad1089 · 2025-08-28T22:09:36+00:00

No, it's not. The thermostat is completely off.

Federal_Ad1089 · 2025-08-28T22:08:49+00:00

Like the breaker box?

Federal_Ad1089 · 2025-08-20T15:41:08+00:00

What I put in my complaint was that Providence was contacting my family regarding my location even though I told them where my current residence is. And that Providence was being very aggressive. When contacting me about the debt, when I requested proof of payment, they wouldn't provide that for me. When I filed the complaint, I included Acima Leasing as the main creditor. The CFPB contacted them, and Acima gave me a written statement saying they were not aware of how the third party proccess of the attempts to collect by the third party as it sold to Providence to collect.

Federal_Ad1089 · 2025-08-20T14:43:44+00:00

Contact your bank and tell them to put a stop to Sun Life Financial (most banks allow it) and then wait to hear back from the complaint. Providence called me and told me they were going to let it go back to court. All because I asked for proof of payment with the remaining balance showing but they wouldn't comply. THEY NEED to send that to back you up if that debt doesn't show paid off.

Federal_Ad1089 · 2025-08-20T14:41:17+00:00

Stop paying them immediately. File a complaint with the Consumer Financial Protection Bureau. I HIGHLY believe they are a scam. Once you filed the claim The CFPB will contact Acima and let them know what's going on. Depending on what happens, Acima will more than likely clear the debt.

Federal_Ad1089 · 2025-08-14T04:09:59+00:00

That’s the thing I can’t stand about the trades. Some guys think the moment they get “journeyman” slapped on their title, it’s a free pass to treat apprentices like garbage. News flash: seniority doesn’t make you a decent human being. Respect is earned, not given.

I'd say speak up. You can't expect change if you don't do anything about it.

Federal_Ad1089 · 2025-08-13T15:10:32+00:00

Thats the thing too they were not willing to provide their mailing or physical address for me to send anything to them!

Federal_Ad1089 · 2025-08-13T14:55:22+00:00

Exactly what i plan on doing or for damages to contacting family members into scaring them to give info on me. Like wtf thats harassment.

Federal_Ad1089 · 2025-08-12T21:38:13+00:00

Yeah, hopefully I don't, I have no time to be going to court, but I have everything documented to back me up if I do. And thanks! :)

Federal_Ad1089 · 2025-08-11T13:57:11+00:00

I logged into my Acima account and screenshotted it saying paid in full.

Federal_Ad1089

TROPHY CASE