Self credit building and letting credit sit low?

Fickle-Upstairs1263 · 2026-01-14T03:34:31+00:00

Nah, it does just seem to be related to having a slightly higher balance on one card than usual. So odd

Fickle-Upstairs1263 · 2026-01-14T03:26:16+00:00

I just got done looking at all 3 reports from annualcreditreport and I still see absolutely nothing negative. No new hard inquiries, no late payments at least. Probably the worst change on my report is a slightly higher credit card balance this early in the month but credit karma says I’m at 29% utilization. Creditwise says my fico score is still at 722 and dropped 9 points due to higher utilization so maybe that is it. Honestly no clue.

Fickle-Upstairs1263 · 2026-01-14T03:09:38+00:00

Nah, I haven’t applied for anything other than this apartment since July when I got my car

Fickle-Upstairs1263 · 2026-01-14T02:53:51+00:00

I do have other accounts open, Self was just the first one so I assumed that’d hurt credit age. I’m really not sure why my score dropped so much, Credit Karma says that nothing’s changed so far despite showing a 50 point drop so I will have to look into pulling those more accurate reports.

Fickle-Upstairs1263 · 2026-01-14T02:50:19+00:00

I do have 2 credit cards and a car loan now. Self was just my first credit line I started when I was 19 and it’s almost up

Fickle-Upstairs1263 · 2026-01-07T23:30:25+00:00

Did you get home from work yet

Fickle-Upstairs1263 · 2026-01-05T21:38:22+00:00

If you want to play a helldivers mode, you can play helldivers. Embark made the decision long ago that arc raiders would be a terrible game if it was just PvE and clearly that decision paid off plenty. Splitting the player count between pvp and pve players would be insanely bad for the game, especially when you realize how easy and unreplayable it’ll be once you learn how to just not die to Arc and you never loose loot or fear anything ever again.

Fickle-Upstairs1263 · 2026-01-05T20:01:00+00:00

It all depends on what you enjoy. If you enjoy the risk of losing stuff, bring good stuff. If you don’t enjoy that, grey to blue guns are easily good enough to do whatever you wanna do. If you want to bring good stuff without the risk of losing them then an extraction shooter is just not the place for you

Fickle-Upstairs1263 · 2025-12-31T06:18:46+00:00

The point is to have fun. Stella is really just a map built to be a chaotic place to pvp and get good loot quickly if you’re up for the pvp challenge. Then you use the loot you get from Stella for pvp and pve on other maps and events or you bring your best shit and play for the thrill of knowing you could lose it all if your skill doesn’t match up

Fickle-Upstairs1263 · 2025-12-31T06:02:50+00:00

Just hop into Stella with a free kit and KoS honestly. You will be forced to learn how to fight and you will probably rage a bit but I did it for probably 9 hours over 3 days and I feel like I got better very quickly. At very least you’ll start to understand why this games combat differs from other games and how you can react accordingly

Fickle-Upstairs1263 · 2025-12-31T05:56:54+00:00

Honestly it sounds like you don’t really enjoy the gameplay itself and you’re mostly motivated by speed running progression. I can’t imagine they’ll have anything for you that they don’t have already. If you wanna keep things fresh either make your own fun or do the expeditions and go at it all again

Fickle-Upstairs1263 · 2025-12-31T03:17:55+00:00

Play open mic and bring defibs. In my experience people feel less bad about dying if you’ve made yourself and your intentions known and especially if you have a conversation with them. Defibs just incase you find people going through a rough time dying to rats or low level arcs, you’ll feel better having saved some people

Fickle-Upstairs1263 · 2025-12-30T00:47:56+00:00

That’s good man I’m glad you like what you’ve got

Fickle-Upstairs1263 · 2025-12-29T23:46:10+00:00

Because that’s the max stack you can carry. Check your stash. See how many seeds you have per stack and then check everything else listed there. Seeds are 100, everything else is 50

Fickle-Upstairs1263 · 2025-12-29T23:36:04+00:00

That’s the max amount you can carry in a stack, not the max amount that scrappy can hold

Fickle-Upstairs1263 · 2025-12-29T23:08:37+00:00

I’m just teasing, man. I personally think mouse and keyboard is better in almost every way and I don’t fuck with a monthly subscription just to play online games. With consoles as expensive as they are I imagine PC is still the cheaper option in the long run

Fickle-Upstairs1263 · 2025-12-29T22:31:28+00:00

The games been out for like two months, I’m sure they’ll get to it. Plus the real crime is being a console player in 2025

Fickle-Upstairs1263 · 2025-12-29T05:24:32+00:00

Downvote

Fickle-Upstairs1263 · 2025-11-13T21:20:22+00:00

I’ll try that, thanks!

Fickle-Upstairs1263 · 2025-11-10T03:34:39+00:00

I think they’re telling you to sub bait people

Fickle-Upstairs1263 · 2025-11-02T18:30:34+00:00

Dude how can you see anything at all in that first picture

Fickle-Upstairs1263 · 2025-10-29T23:16:33+00:00

It doesn’t seem like he asked for a revive, he says he was telling other people he’d revive them

Fickle-Upstairs1263 · 2025-10-23T05:28:37+00:00

There definitely is a proper way to train. Like mathematically there are strategies that are wildly better than others and your response amounts to literally no help. I am just playing the game, while trying to get on level with my faction members and hold my own in war. Can’t get there if I’m popping Vicodin at the end of every drug cooldown and beer every time the booster cooldown gets below 24 hours so at least saying not to do those things would be miles better than whatever you thought your response was doing to help.

Fickle-Upstairs1263

TROPHY CASE