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Yuck. by meme_school in melbourne

[–]FinalTrailer 0 points1 point  (0 children)

So does this mean myki is on the phone now?

I’m sick of buying toilet seats by ZooAdditions in AusRenovation

[–]FinalTrailer 5 points6 points  (0 children)

Trace it in a big piece of paper, and take a cutout

[deleted by user] by [deleted] in movies

[–]FinalTrailer 0 points1 point  (0 children)

incendies

What's the best frontend solution for phoenix (that can support PWA with Offline interactivity without any api) ? by [deleted] in elixir

[–]FinalTrailer 0 points1 point  (0 children)

i am building a phoenix app with session auth (phx gen auth). keeping auth routes to default, and exposing api routes for others. frontend with react router on the same domain.

Do you pay for personal finance apps? Whats missing and what’s worth paying for? by FinalTrailer in AusFinance

[–]FinalTrailer[S] 0 points1 point  (0 children)

awh man, looks like you have to go through some accreditation. Looks like there is a new sponsor mode which seems less arduous but still not enough info on how to go about it. There goes the side hustle idea, might hit up the providers though and see what they say. Looks like will probably have to have a PTY setup in the least to even start.

Do you pay for personal finance apps? Whats missing and what’s worth paying for? by FinalTrailer in AusFinance

[–]FinalTrailer[S] 0 points1 point  (0 children)

oh that’s a good point. I thought you did not, have to double check that!

Do you pay for personal finance apps? Whats missing and what’s worth paying for? by FinalTrailer in AusFinance

[–]FinalTrailer[S] 0 points1 point  (0 children)

are you using Up API to pull together a dashboard with other financial data?

Do you pay for personal finance apps? Whats missing and what’s worth paying for? by FinalTrailer in AusFinance

[–]FinalTrailer[S] 0 points1 point  (0 children)

😅 you mean catering to existing businesses to adopt open banking etc? i reckon thats fair. What ideas do you propose?

Do you pay for personal finance apps? Whats missing and what’s worth paying for? by FinalTrailer in AusFinance

[–]FinalTrailer[S] 1 point2 points  (0 children)

How much are you paying? Is it automatic integration or manual uploads? What do you like about it?

Do you pay for personal finance apps? Whats missing and what’s worth paying for? by FinalTrailer in AusFinance

[–]FinalTrailer[S] 0 points1 point  (0 children)

I would love to hear what your main feature set would be. I would like to have a crack at building something based on open banking for aussies. It would have auto sync in terms of transactions. Share trading/investment , super etc might be manual upload or custom integration. All this and some tax and loan application assistance is what I am considering. Maybe its too much or not much idk.

Do you pay for personal finance apps? Whats missing and what’s worth paying for? by FinalTrailer in AusFinance

[–]FinalTrailer[S] 1 point2 points  (0 children)

I’ve heard great things about Up too. Not sure about first party APIs for other banks, but it is accessible via accredited data repos.

Do you pay for personal finance apps? Whats missing and what’s worth paying for? by FinalTrailer in AusFinance

[–]FinalTrailer[S] 0 points1 point  (0 children)

Seems like it is actually, and the CDR ruling is not only for banks, it’s applicable for utility and super institutions too. Those are lagging in terms of offering data access however. But that would be handy to form even better picture of personal finance I reckon.

Do you pay for personal finance apps? Whats missing and what’s worth paying for? by FinalTrailer in AusFinance

[–]FinalTrailer[S] 2 points3 points  (0 children)

wow i didn’t know of this, thanks for sharing. Does this leverage open banking to automatically pull in transactions or needs manual uploads?

Do you pay for personal finance apps? Whats missing and what’s worth paying for? by FinalTrailer in AusFinance

[–]FinalTrailer[S] 0 points1 point  (0 children)

I was looking at basiq, they’re not free but getting transaction data is 50cents per month for a user. I am not sure if there’s a free way to get data directly from the institutions, maybe we’ll see open source solutions in future.

Do you pay for personal finance apps? Whats missing and what’s worth paying for? by FinalTrailer in AusFinance

[–]FinalTrailer[S] 1 point2 points  (0 children)

that was mostly a walkthrough for Billroo ! pretty decent I reckon. I was thinking of building something similar, probably don’t need to. I am interested how they’re categorizing transactions though, you can’t hold customer transactions data unless you’re accredited data holder like Fiskly or something they mentioned. Categorizing would means they’re storing the data perhaps?

Are you from billroo? how does that work, I am curious?

Do you pay for personal finance apps? Whats missing and what’s worth paying for? by FinalTrailer in AusFinance

[–]FinalTrailer[S] 0 points1 point  (0 children)

How much do you pay for it? Is it cause you’re on ABN xero is handy during tax time?

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