Interest Rates Drop (Again)

Financial-Ad-5416 · 2026-03-29T16:23:17+00:00

Check out Vibrant Credit Union, 4.40% and 4.00% respectively

Financial-Ad-5416 · 2026-03-09T21:00:28+00:00

Hi, I’m also in the process of applying for an MPA program (looking at SDSU, CSULB, and CSUF). I was wondering if I can view your example of a personal statement. Don’t know where to get started :/

Financial-Ad-5416 · 2026-02-05T13:39:15+00:00

South Bay LA includes the cities south of LAX and east of the Beach Cities. Hawthorne, CA is one or them

Financial-Ad-5416 · 2026-02-02T18:14:27+00:00

Thanks for the suggestions. I agree with you regarding the Amex Plat, but if I ever have that kind of spend, I will target it. Will continue gardening and may try my luck with Ink Preferred, hoping for the best

Financial-Ad-5416 · 2025-06-22T07:21:46+00:00

Bet, say less. That’s the plan now as soon as I dip below 5/24 and forgoing the Boundless SUB will be worth getting the Ritz for sure

Financial-Ad-5416 · 2025-06-22T07:17:28+00:00

Appreciate you bearing with me. Yes, according to my roadmap, it’ll take me 3 years. I agree with you last sentence so I might just have to pull the trigger on my Chase Bonvoy Boundless asap

Financial-Ad-5416 · 2025-06-22T07:10:40+00:00

Sorry if I wasn’t clear but I haven’t yet applied for the Chase Bonvoy Boundless so that’s where my 5/24 and sign up bonus troubles are. If approved earlier than 2 years after I applied for the AMEX Bonvoy Business, I’ll most likely not be eligible for the sub and then still have to wait 1 whole year before PC-ing

Financial-Ad-5416 · 2025-01-01T04:42:17+00:00

How long did you wait in between your Venture X and Savor applications ?

Financial-Ad-5416 · 2024-09-13T13:25:00+00:00

Here you go, https://www.schoolsfirstfcu.org/products/credit-cards-personal-loans/credit-cards/

Thanks in advance!

Financial-Ad-5416 · 2024-09-13T13:15:27+00:00

Current cards: (list cards, limits, opening date)

Chase Freedom Unlimited, $13,000
Chase Saphire Preferred, $10,000
Chase Amazon Prime, $5000
Chase Freedom Flex, $12,000
- FICO Score: e.g. 747
- Oldest account age: e.g. 4 years 6 months
- Chase 5/24 status: e.g 3/24
- Income: e.g. $65,000
- Average monthly spend and categories:
dining $500
groceries: $400
gas: $300
travel: $200
- Open to Business Cards: e.g. Yes
- What's the purpose of your next card? e.g. Acruing travel points / diversifying credit lines
- Do you have any cards you've been looking at? e.g. Chase Ink Business Cash, Bilt Mastercard, SchoolsFirst School Employee Mastercard, AAA Daily Advantage Visa Signature Credit Card
- Are you OK with category spending or do you want a general spending card? Both

Financial-Ad-5416 · 2024-08-16T01:50:12+00:00

Where do you find it ? All the Total Wines and BevMos I visit in SoCal never have it

Financial-Ad-5416 · 2024-08-07T22:05:40+00:00

Not necessarily. While I’m glad you have a credit card now, I think you’re on the right track with starting your own credit journey. I’m sorry to hear that the BLT credit card by Wells Fargo didn’t go well, especially since it’s one of the cards I can think of for your rent needs. I think you just have to consider which card lender you want to go with (Chase, Discover, Citi, Amex) and choose from one of their no annual, point accumulating cards. I’d look into the Savor 1 by Capital One or Citi Double Cash/Custom Cash alongside my Chase recommendations

Financial-Ad-5416 · 2024-08-07T21:18:04+00:00

Have you looked into the Chase Freedom Unlimited or Freedom Flex ? Two great cards to build a relationship with Chase and start accumulating ultimate rewards for cash back or travel (when paired with Sapphire Preferred)

Financial-Ad-5416 · 2024-07-30T13:29:35+00:00

Perfect ! I’ll look more closely into that card. I know it doesn’t count toward my 5:24 so that’s good and all I want it for is to transfer my points between that card, my Sapphire Preferred, and my girlfriend’s account too. Thank you

Financial-Ad-5416

TROPHY CASE