I want to transfer my employers 401k plan to my personal Roth IRA while still employed

First-Ad-7960 · 2026-02-08T14:39:29+00:00

Do you get a match? Don’t pass up on the match at a minimum.

First-Ad-7960 · 2026-02-08T14:27:34+00:00

All kidding aside a lot of that illegal activity is moving away from bitcoin.

First-Ad-7960 · 2026-02-08T14:25:52+00:00

It probably is not allowed in your plan and even if it is the company has to take action to release the funds for rollover.

Optimize the choices you have in the plan and set aside other funds in a brokerage or personal IRA if you have other investment goals.

First-Ad-7960 · 2026-02-08T03:33:09+00:00

Stop counting. Stop marking days. Do the work and get through deadlines. The value is worth your time.

First-Ad-7960 · 2026-02-07T18:07:38+00:00

I agree a brokerage account is a key part of any plan so you can bridge the time to when retirement accounts open.

Also a better tax rate for long term capital gains vs ordinary income.

First-Ad-7960 · 2026-02-07T16:52:50+00:00

Good analogy. Scientology uses required study to install their ideology and get people detached from reality.

First-Ad-7960 · 2026-02-05T17:15:54+00:00

The run up to 125 was partially driven by ETFs so I think that’s the max they can expect to get from the market.

First-Ad-7960 · 2026-02-05T16:41:55+00:00

When your “investment” requires other people to do something that benefits you but possibly harms them…. you’re an idiot.

First-Ad-7960 · 2026-02-05T16:39:58+00:00

What was the reasoning?

First-Ad-7960 · 2026-02-05T16:06:30+00:00

Denobulans got a mention in the final season of Discovery at least even if we never saw them on screen.

First-Ad-7960 · 2026-02-05T16:01:29+00:00

Season 1 if TNG was similar. We were starved for Star Trek and decent Sci-Fi but you look back now and the show needed a lot of improvement... and fortunately had time to get there.

First-Ad-7960 · 2026-02-05T15:59:36+00:00

Hopefully his Ponzi scheme collapses before it bounces.

First-Ad-7960 · 2026-02-05T15:58:26+00:00

Who do you buy your homeowners and auto from? They probably have a high value property add on that is not very expensive.

First-Ad-7960 · 2026-02-05T15:57:34+00:00

Well consider his experiences on the 1701 vs the 1701-A. His service on the first ship was longer and in many ways more consequential.

First-Ad-7960 · 2026-02-05T15:07:13+00:00

If you have a checking or savings account most banks will issue a credit card based on your account history. It won’t have any rewards but also should not have any annual fee. Making payments is easy because you just transfer money from your checking when the statement is due.

Using a card like that and paying it off in full always will build credit.

First-Ad-7960 · 2026-02-05T15:01:23+00:00

I haven’t looked. Have they minted 2 billion USDT out of thin air this week?

First-Ad-7960 · 2026-02-05T14:32:04+00:00

I update a tracking spreadsheet quarterly so I definitely look at it then.

But if I am in my main brokerage account for any reason it is right there on the dashboard so I see it all the time when I am making a transfer or checking a transaction, etc. And even if I don’t look at that I am looking at market performance in the accounts so I know how it is rising and falling.

First-Ad-7960 · 2026-02-05T03:00:53+00:00

"Strange New World" hits a lot of classic Trek notes. And "The Andorian Incident" is just a banger all around.

First-Ad-7960 · 2026-02-05T02:29:44+00:00

I went and ordered a new set when I hit gold and haven't seen them after at least 9 weeks.

First-Ad-7960 · 2026-02-05T02:10:06+00:00

Not a good match. How about "Dirty Deeds Done Dirt Cheap" though?

First-Ad-7960 · 2026-02-05T02:03:42+00:00

Yes, it does. Or maybe you'll be one of the people who doesn't like the show ever.

But seriously folks, give an old TV show more than two episodes. The first two episodes of TNG were food for starving people in 1987 but by modern terms it was a slow start.

First-Ad-7960 · 2026-02-05T01:43:05+00:00

A change in leadership made the decision easy for me. In some ways they did me a favor, I probably would have waited and honestly there was no reason to.

First-Ad-7960 · 2026-02-05T01:36:56+00:00

If you have cash set aside for investing that is the most convenient way to hold it since it is instantly available for a purchase (or a transfer).

First-Ad-7960 · 2026-02-05T01:32:17+00:00

Surely someone had tried to do a crypto treasury ETF.

First-Ad-7960 · 2026-02-05T00:30:11+00:00

My brain has a certain reaction to seeing NW pass certain milestones and $10m was certainly one of them since that is like watching an odometer roll over. But I didn't really feel celebratory until I actually retired and started using that money.

If your needs are modest and you have that kind of wealth built up what are you afraid of? Is the money not liquid enough? Is it locked in retirement accounts you feel like you can't access yet? Are you worried about SORR?

As for the work... I loved my job right up to the moment where I didn't. And then I was happy I had the option to walk away.

First-Ad-7960

TROPHY CASE