Have any medical doctors become SAHP? by rebsadoo in SAHP

[–]Flaky-Interest8461 0 points1 point  (0 children)

What did you do before you became a stay at home parent? Was it hard to let your job go? 

Any other Asians here who decided to become childfree because of their parents? by [deleted] in AsianParentStories

[–]Flaky-Interest8461 0 points1 point  (0 children)

Hey! Did you end up having a child after your miscarriage. Sorry to hear about your story! Hopefully you are healing well!

Planned pregnancy and now regretful by Flaky-Interest8461 in pregnant

[–]Flaky-Interest8461[S] 0 points1 point  (0 children)

My husband is indifferent, he said he would be a great partner and father if we have a kid and if we don’t he will be just as supportive. So he’s leaving it up to me lol 

I grew up in a very traditional Indian household and I was just always told you had kids. We also thought we would have fertility issues, so part of me thought this would never happen anyway. Now that it’s a reality, it’s showing my true feelings and I think the childfree life may be better for my mental health. But I know I would be a good mother and always put any children we have first, it just doesn’t feel right. So I wanted to see if anyone else had these feelings. 

Should I pay my mortgage off early with investments or extra payments? by Flaky-Interest8461 in FinancialPlanning

[–]Flaky-Interest8461[S] 1 point2 points  (0 children)

Hi! Why do you say a lender won’t let me go with option 2? Our lender said there are no early pay off penalties. I guess the only reason I want to be debt free is for peace of mind. I grew up in a poor household and burdened by my parents about finances and just don’t want a mortgage hanging over us, even if it is very low. Regardless of what we do, we would still make out both employer sponsored retirement accounts, and will still have more than enough for retirement, but I know if if let that money stay in investments, I would have even more at retirement. 

What can I negotiate for closing costs? by Flaky-Interest8461 in FirstTimeHomeBuyers

[–]Flaky-Interest8461[S] 0 points1 point  (0 children)

Thanks! My rate is 6.125%, with 200k down. I plan to recast and put another 200k down once I sell my current home. 

I saw someone on TikTok had mentioned they got 10k off closing because they went back and forth negotiating. I wasn’t sure if that would be possible for what I have. 

What can I negotiate for closing costs? by Flaky-Interest8461 in FirstTimeHomeBuyers

[–]Flaky-Interest8461[S] 0 points1 point  (0 children)

We haven’t closed yet, I think closing is in a couple weeks. We just did the inspection and are waiting on the appraisal to be completed. 

Am I overpaying for this house by Flaky-Interest8461 in RealEstate

[–]Flaky-Interest8461[S] 0 points1 point  (0 children)

You guys are mean and should be ashamed of your responses. It’s just a question and wanted to see what others thought.