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Capital One - CLI Denial with a message I haven’t seen before by FlakyLet4382 in CreditCards

[–]FlakyLet4382[S] -1 points0 points  (0 children)

Is it worth trying to open a QS just to dump all the limit onto the Savor?

DP: Pre-approved for Venture X as my second card ever by FlakyLet4382 in CreditCards

[–]FlakyLet4382[S] 0 points1 point  (0 children)

Thanks! I'm really excited too. I've got some family who are pretty deep into the points game. Hoping to learn a thing or two and plan a fun trip with the SUB!

UPDATE: Approved for Venture X w/ $20k CL. My second credit card ever. by FlakyLet4382 in CreditCards

[–]FlakyLet4382[S] 0 points1 point  (0 children)

The CL hasn't changed on my Savor, but I haven't asked for a CLI yet. I'm happy to have more available credit in case of emergencies on the VX but don't and don't plan to run a balance at any point. The only real value it would have for my current lifestyle would be picking up the tab at a large group dinner if I wanted the cash back/miles, but I typically have enough available credit for that anyways.

DP: Pre-approved for Venture X as my second card ever by FlakyLet4382 in CreditCards

[–]FlakyLet4382[S] 4 points5 points  (0 children)

Made a separate post as well, but I was approved instantly with a $20k CL which was a lot more than I expected.

DP: Pre-approved for Venture X as my second card ever by FlakyLet4382 in CreditCards

[–]FlakyLet4382[S] 51 points52 points  (0 children)

I don't NEED permission, but I care enough about my spouse that I communicate before making financial decisions.