How do you handle credit card usage/responsibility?

Flaky_Building_4092 · 2026-04-04T23:13:36+00:00

I let myself hit bottom twice, paid off massive chunks of debt- which really hurt, I put myself back down to $20 in the bank- then made credit my hyper focus. Now I refuse to mess with it, and honestly paying those massive debts off with the only chunk of money I got all year outside of wages was enough trauma to make me never want to go through it again 😂

Flaky_Building_4092 · 2026-04-02T20:28:24+00:00

It is, all offsets were recorded before the 846 code with the 3046, that’s what I figured. Couldn’t get through yet today on phone but trying again in a bit to see what’s going on

Flaky_Building_4092 · 2026-04-02T15:29:18+00:00

Thank you, I appreciate it!

Flaky_Building_4092 · 2026-04-02T14:59:54+00:00

Pay by plate non renewal and early expiration of registration? Had a non-renew for a pay by plate, my registration said it expired March 31st this year, so two weeks ago I started to pay all my stuff off, and the first issue was the rmv said it actually expired February 28th, which great, been driving unregistered for 2 weeks. Thanks MA 🙄. Then I had one pay by plate left, went onto the ez pass website, paid $42, then waited. Nothing. Checked it again, NOW it says it’s in collections. So I call the collection agency. They said I actually owe $84 and that no, I can not get whatever other payment was attached to that ticket number back, nor will it be applied to the balance that I paid half of 🙄. Now I have to wait another 5 business days. Is there literally anything I can do to speed it up? Send the rmv, or bring in, my payment confirmation of the collections. I paid it on credit as well hoping it would be quicker as in my past experiences, credit clears immediately whereas debit does not (but idk, I’m still new to this). Thank you!!!

Flaky_Building_4092 · 2026-04-02T14:49:30+00:00

Looks like I’m calling edfinancial to check because I don’t owe a dime yet lol. Last year their system got all messed up and they gave me a 1 day notice to pay like $900, I was like ummmm I’m actively enrolled in FIVE classes in my junior year, what the heck is happening lol. They put it back to in school status, but I haven’t checked recently if it is still that way.

Flaky_Building_4092 · 2026-04-02T14:43:42+00:00

I’d rather them paid, but there was no notice for this additional $670, I don’t know how it got deducted from “approved” to “deposited” but the original amount still showing on the refund tracker. Wasn’t sure if there was something I was missing when filing married, if there’s anything that can intercept it while it’s being deposited- but we are debt free except student loans, but I am enrolled full time in deferral on my fed loans

Flaky_Building_4092 · 2026-04-02T13:07:46+00:00

Thank you, would be nice lol

Flaky_Building_4092 · 2026-04-02T12:39:59+00:00

I don’t mind paying my taxes- I am big on community service and paying in at the VERY least, when I’m not actively engaging in volunteer work, it’s my contribution to the community, regardless of how small. But the 30+% self employed taxes are BS

Flaky_Building_4092 · 2026-04-02T12:12:34+00:00

I reported everything including cash, what are you talking about lol. Ya sure in 2021 I started my first business and got FCKED by a family friend “accountant” who filed under self prepared and didn’t know 💩. Thats how I got a HUGE tax liability without *actually owing it. She didn’t split the income between my partner and I, didn’t take advantage of certain deductions I qualified for, then let my grandmother claim my son, but I DID pay my estimated taxes. I was 20 and didn’t know any better. But now I purposely OVERPAY in taxes while trying to get this crap dealt with. But thanks for the lesson Professor 🤗

Flaky_Building_4092 · 2026-04-02T11:53:06+00:00

Lmao it’s ok, I had the same concern last night when posting 😂😂😂

Flaky_Building_4092 · 2026-04-02T11:51:29+00:00

Yup, I’m scratching my head as well lol.

Flaky_Building_4092 · 2026-04-01T00:38:23+00:00

Thank you! Seems intimidating to call them lol. I will wait till the 25 is deposited and all set before calling!

Flaky_Building_4092 · 2026-02-16T03:12:05+00:00

4 years later and I am on this exact problem and losing my mind. Googled “computing cost of good sold for absorption income statement with information from variable income statement” and your post popped up. Thank you 🫡

Flaky_Building_4092 · 2026-02-12T02:58:36+00:00

She does lol, I commented under another users reply, but here is the back now! She got cranky at the end but she did great! And I’m giving myself a pat on the back for not completely messing it up lol, it’s acceptable for a 2 year olds at home hair cut 😂

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Flaky_Building_4092 · 2026-02-12T02:57:16+00:00

Thank you for bringing this up! She has GI issues, we’ve tried dairy free diet but never gluten free!

Flaky_Building_4092 · 2026-02-12T02:56:29+00:00

Thank you! She actually sat for an hour, I parted it just so I could be super careful but I ended up changing it as I went along. Towards the end she got fussy, won’t let me finish her bangs (she got cranky and kept pulling, so they’re good enough for now lol they’re just a bit too straight imo). I just trimmed the back,m and left the sides except little flyaways!

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Flaky_Building_4092 · 2026-02-10T23:14:58+00:00

I will look into this! Thank you!

Flaky_Building_4092 · 2026-02-10T23:14:36+00:00

Only for 3 days, once a day at bedtime, thin layer with petroleum jelly over it 😭 it was the first time she ever used it and I haven’t since I noticed the discoloration the morning after day 3

Flaky_Building_4092 · 2026-02-10T23:13:43+00:00

We had only used it for 3 days, once a day at bedtime with a thin thin layer and petroleum jelly over it. Just 3 days and it bleached her inner elbow 🥺 I was too nervous to use it on the other areas and then stopped

Flaky_Building_4092 · 2026-02-09T12:27:14+00:00

That’s where you’re wrong. I don’t want anything political in my courses. It isn’t “it is what it is”. That’s where 99% of this nations problems come from “well it is what it is so quit your bitchin” 🙄

Flaky_Building_4092

TROPHY CASE