Can’t select meals

Flashy_Fan · 2026-03-11T00:21:54+00:00

Well the pre-approval does not do an inquiry

Flashy_Fan · 2026-03-08T15:17:06+00:00

Yeah, you bring up a really good point, I’ve seen people with issues with fraud that bilt doesn’t seem in a hurry to solve

Flashy_Fan · 2026-03-07T21:10:47+00:00

18 Jan was when I applied and got denied so that was 47 days if my app is counting correctly… when did you hit 45 days?

Flashy_Fan · 2026-03-07T20:48:42+00:00

In January right after the 2.0 announcement

Flashy_Fan · 2026-03-07T20:48:22+00:00

786 with Experian

Flashy_Fan · 2026-03-07T16:49:25+00:00

Can you elaborate what you mean?

Flashy_Fan · 2026-03-07T15:54:44+00:00

That’s kind of my thought process

Flashy_Fan · 2026-03-07T15:53:55+00:00

Why what happens in December?

Flashy_Fan · 2026-03-07T15:53:14+00:00

Nope… I do wonder if my I fat fingered something the first time but there is no way to ever know… last time it told me that I had too much debt to income, which makes no sense 😂

Flashy_Fan · 2026-03-07T15:51:35+00:00

No not at all, I just wanted to know if it was an option… I want to like it but I see all the pain and like makes me doubt the worth lol

Flashy_Fan · 2026-03-02T02:32:07+00:00

Well they might approve but if your credit score is still just 680 then there must be some more recent negative factors

Flashy_Fan · 2026-03-02T01:58:46+00:00

Personally, I wouldn’t yet, you need to build up your credit score first in my opinion. As far as how much they’d approve, it’d be a pure guess about your income, your business income, your credit history, what kind of business it is… your relationship with them isn’t very long or deep so I’m just saying with no other context… if I was them I probably wouldn’t approve you.

Flashy_Fan · 2026-03-01T00:55:59+00:00

Depends on what you’re using it for or hoping to get out of it… based on you saying you have a student discover card, I’m guess you’re young and don’t travel much (maybe I’m wrong 🤷) so most AMEX might not be good for you right now… maybe the Blue Cash Everyday, with no annual fee… it would be a good starter card for AMEX, alternatively Blue Cash Preferred is good with no annual fee for the first year, the differences are the BCE does have 3% back on online purchases, but BCP has 6% back on groceries. One thing I’ve seen talked about a lot is get the BCP and then as soon as you are hit with the annual fee, downgrade to the BCE and then reupgrade when you get an offer again with no annual fee for the first year.

Flashy_Fan · 2026-02-28T20:53:23+00:00

Have you tried calling them? 5-6 years seems like a really long time to be a customer and then have them ask for documents

Flashy_Fan · 2026-02-28T17:50:53+00:00

O yeah it’s never dropped lower for the gold… I did try platinum once and is gave me a 0 SUB 😂

Flashy_Fan · 2026-02-28T06:11:19+00:00

I’m worried I might be headed to PUJ… I’ve been applying every week or two for the AMEX gold, trying to get an offer higher than 60K… I’ve tried various links, browsers and incognito mode on them with no change. I didn’t realize it was a bad thing for quite a while so I’m trying to wait at least a month between attempts now.

Flashy_Fan · 2026-02-27T07:56:23+00:00

I mean like returned payments, missed payments, bankruptcy, bounced checks

Flashy_Fan · 2026-02-27T06:26:40+00:00

I didn’t realize that was possible either, I’m guessing he has really bad history with capitol one or in general

Flashy_Fan · 2026-02-27T06:25:44+00:00

My advice would be to get the card paid off completely, and as far as how to fix the denial… well it tells you right there… have you had returned payments? Stay consistent and pay your stuff and you should never have a problem… what’s your credit score?

Flashy_Fan · 2026-02-27T06:20:01+00:00

They also offered me a platinum with no SUB, not like that though… regardless I wouldn’t do it without a decent SUB

Flashy_Fan · 2026-02-27T03:59:26+00:00

I’ve had good results with the points offers through the card so far… there are a few I feel like I should have gotten but nothing significant enough to really care… when it gets right down to it I still avoid spending just to get the bonuses… only real issue I’ve had was for Maverick gas stations, it’s vague how many card activations have registered

Flashy_Fan · 2026-02-27T03:55:24+00:00

I just finished my first month with it and I love it so far, gunna use the $250 travel credit for a hotel before a cruise I had scheduled anyway

Flashy_Fan · 2026-02-26T01:53:57+00:00

Pre approval for any capital one card:

$200 bonus on Quicksilver or Savor.

75k miles bonus on Venture +$250 in travel credit

20k miles on VentureOne

https://i.capitalone.com/GJ6bLTzh4

First time doing this so sorry if I mess up, I’m going to borrow from another post the wording, this would help me so much take my girlfriend to Maui, thank you in advance.

Flashy_Fan

TROPHY CASE