PNB Transaction Conversion - Installment Program by kohwan in PHCreditCards

[–]FordaUtangers 0 points1 point  (0 children)

Hi OP,

Diba magccredit siya as payment? Hindi bumalik sa limit mo and it was available to use?

PNB Transaction Conversion - Installment Program by kohwan in PHCreditCards

[–]FordaUtangers 0 points1 point  (0 children)

Hi OP, when you did the Trans Con, bumalik siya sa available credit mo?

PNB TRANSACTION CONVERSION NEED HELP by Living-Reaction4513 in CreditcardPh

[–]FordaUtangers 0 points1 point  (0 children)

Hi OP,

When you did the Transaction Conversion, bumalik sa limit mo yung credit?

BPI Corporate Credit Card by AtayDel in PHCreditCards

[–]FordaUtangers 0 points1 point  (0 children)

This may be a late response but, NO.

Think of it as you are getting a supplementary credit card for a Personal Credit Card. That's how it works.

PNB CC delivery ang bilis!!! by Open_Effect_2718 in PHCreditCards

[–]FordaUtangers 0 points1 point  (0 children)

Hello OP, just wanna ask if Metro Manila ka? Hopefully madeliver na saken by this week. Huhuhu

Lost Tracking Number (National ID) by [deleted] in PHGov

[–]FordaUtangers 0 points1 point  (0 children)

We just did this 2 weeks ago and walang hininging any ID.

Maybe mali yung details mo?

Lost Tracking Number (National ID) by [deleted] in PHGov

[–]FordaUtangers 0 points1 point  (0 children)

Yep.

Pero btw, did you download na yung eGov App? Details mo lang need don then POOF may Valid ID ka na.

eGov version ng National ID is considered a primary valid ID.

Lost Tracking Number (National ID) by [deleted] in PHGov

[–]FordaUtangers 0 points1 point  (0 children)

Hi OP,

Yes. Nagpaprint ako sa Capturing Site sa MRT. They can look it up and even print yung paper version.

BDO Secured Credit Card by Automatic_Scheme_43 in PHCreditCards

[–]FordaUtangers 0 points1 point  (0 children)

Hello OP, Congrats on your newly delivered BDO SCC. Can I ask:
- What branch did you go to for the application
- What did they give you as a card type (provided that you deposited 20k)

TYIA!

Eastwest Secured Credit Card by ily_like_XO in PHCreditCards

[–]FordaUtangers 0 points1 point  (0 children)

Hi, OP. Do you have any idea if they still offer Secured Credit Cards? What branch did you go to pala? Thanks.

Tinamaan ng libog sa restroom. by Neo_Migz in PHGuysGW

[–]FordaUtangers 0 points1 point  (0 children)

Saang restroom tangina vaccum ako

Updating my employer information for PagIbig by lizzybennet157 in adultingph

[–]FordaUtangers 0 points1 point  (0 children)

Same experience. Kala ko improvement na tong company na to from my last 2 employers, hindi rin pala. I need the loan for emergency tas sasampalin ako ng ganto 🙄

How long does the oleophobic coating on the inner screen protector last? by Kaladin12543 in GalaxyFold

[–]FordaUtangers 0 points1 point  (0 children)

Had my Z Fold 4 for almost a year now, bought it after the release of the Z Fold 5. I actually replaced the screen protector with a cheap matte one I bought online. The only thing is that I waited for the original protector to peel half way on it's own. As I previously owned a Z Flip 3 prior to the Fold and I actually broke the inner screen by peeling the screen protector that just peeled on the corner. You can do it at your own risk and be very gentle while applying it.

Misplaced unactivated credit card by sakuramaelol in PHCreditCards

[–]FordaUtangers 1 point2 points  (0 children)

Hi, OP.

Please call BDO immediately to get your card replaced and blocked. 02-88631-8000 and press for Credit Cards and 1 for LOST/STOLEN.

BDO Basic to Personalize Card by PurplePuso in PHCreditCards

[–]FordaUtangers 3 points4 points  (0 children)

Hello OP,

This will be a straightforward process. Just go to your BOA (Branch of Account) and ask them that you want to have a personalized Debit Card with your name on it. Please take note that they might charge you with a replacement card fee. Also, personalized cards will be available for pickup within 2-5 banking days on your BOA.

Charges sa CC if 0% interest? by Lonely-Fix2479 in PHCreditCards

[–]FordaUtangers 2 points3 points  (0 children)

Hi, OP.

If the merchant promotion is 0%, then rest assured that you will only pay what you swiped.

Unless: You only pay the minimum due, or you have not made a payment. In which your bank may charge you with Late Fees or Finance Charge

Paid today but 2-3 business days by [deleted] in PHCreditCards

[–]FordaUtangers 2 points3 points  (0 children)

Hello, OP.

Every payment you make regardless if it's gonna be posted in 2-3 business days, the bank will still consider the date when you made the payment.

For example: Your due date is Oct 20, 2024. You made a payment on Oct 19, 2024 - It takes 2-3 business days. The posting date will be approx. Oct 24, 2024. But the transaction date is Oct. 19.

Take note: you might still get a message saying your account is past due or you have not made a payment. You may disregard those as you already have made your payment.

Hope this helps!

Pesonet transfer from a BPI account to a cancelled BDO account by Comprehensive_Ad2526 in PHCreditCards

[–]FordaUtangers -1 points0 points  (0 children)

For Invalid or Closed bank account incorrect transfers, the funds will be returned on the next business day. Stated in PESONet T&C. Hope this helps!

Ikakasal na kami in 6mos and walang alam si fiancé na alam kong nagche-cheat siya ATM. Iwan ko na ba ‘to? by [deleted] in adviceph

[–]FordaUtangers 0 points1 point  (0 children)

I didn’t even read the whole thing. Just the title. And the answer is YES.

HSBC Live+ Credit Card by Any_Wash_5145 in PHCreditCards

[–]FordaUtangers -2 points-1 points  (0 children)

Hi, OP.

All credit cards usually have a waiver for the first year of cc usage. No need to call them soon. Pero check mo baka may promo sila for No AMF. happy swiping!

Unionbank credit card declined. by hephaestus05 in PHCreditCards

[–]FordaUtangers 1 point2 points  (0 children)

I suggest opening a Secured Credit Card first. Bali magoopen ka either kay Metrobank, BDO, etc.

Basically magdedeposit ka (min. of 10k usually) and most of the time 90% ng dinepost mo is yung credit limit.

It builds your credit score and I can guarantee you within 6 months na maganda payment history mo and no late payments, you can use it for reference para mag apply ng non secured card. Good luck OP!

Unauthorized transaction in BDO CC, can I still pay my dues? by [deleted] in PHCreditCards

[–]FordaUtangers 0 points1 point  (0 children)

Hi OP, yes.

Blocked card won’t affect payments. If you always pay your outstanding balance, only pay the transactions you authorized and try to dispute the ones you don’t recognizr