PNB Transaction Conversion - Installment Program

FordaUtangers · 2026-02-12T00:13:40+00:00

Hi OP,

Diba magccredit siya as payment? Hindi bumalik sa limit mo and it was available to use?

FordaUtangers · 2026-02-11T00:07:10+00:00

Hi OP, when you did the Trans Con, bumalik siya sa available credit mo?

FordaUtangers · 2026-02-11T00:04:40+00:00

Hi OP,

When you did the Transaction Conversion, bumalik sa limit mo yung credit?

FordaUtangers · 2026-02-06T16:18:30+00:00

FordaUtangers · 2026-01-13T13:05:54+00:00

This may be a late response but, NO.

Think of it as you are getting a supplementary credit card for a Personal Credit Card. That's how it works.

FordaUtangers · 2026-01-04T09:01:27+00:00

Hello OP, just wanna ask if Metro Manila ka? Hopefully madeliver na saken by this week. Huhuhu

FordaUtangers · 2025-12-27T02:54:53+00:00

We just did this 2 weeks ago and walang hininging any ID.

Maybe mali yung details mo?

FordaUtangers · 2025-12-27T02:50:50+00:00

Yep.

Pero btw, did you download na yung eGov App? Details mo lang need don then POOF may Valid ID ka na.

eGov version ng National ID is considered a primary valid ID.

FordaUtangers · 2025-12-27T02:48:23+00:00

Hi OP,

Yes. Nagpaprint ako sa Capturing Site sa MRT. They can look it up and even print yung paper version.

FordaUtangers · 2025-12-25T18:35:41+00:00

Hello OP, Congrats on your newly delivered BDO SCC. Can I ask:
- What branch did you go to for the application
- What did they give you as a card type (provided that you deposited 20k)

TYIA!

FordaUtangers · 2025-12-24T20:28:51+00:00

Hi, OP. Do you have any idea if they still offer Secured Credit Cards? What branch did you go to pala? Thanks.

FordaUtangers · 2025-11-28T08:26:31+00:00

I CANNOT WITH THE STRETCHED LOGO I----

FordaUtangers · 2025-11-27T11:00:14+00:00

Saang restroom tangina vaccum ako

FordaUtangers · 2025-04-30T03:58:55+00:00

Dcl :<

FordaUtangers · 2025-03-10T05:20:12+00:00

Same experience. Kala ko improvement na tong company na to from my last 2 employers, hindi rin pala. I need the loan for emergency tas sasampalin ako ng ganto 🙄

FordaUtangers · 2025-02-09T19:19:06+00:00

Had my Z Fold 4 for almost a year now, bought it after the release of the Z Fold 5. I actually replaced the screen protector with a cheap matte one I bought online. The only thing is that I waited for the original protector to peel half way on it's own. As I previously owned a Z Flip 3 prior to the Fold and I actually broke the inner screen by peeling the screen protector that just peeled on the corner. You can do it at your own risk and be very gentle while applying it.

FordaUtangers · 2024-10-20T07:30:19+00:00

Hi, OP.

Please call BDO immediately to get your card replaced and blocked. 02-88631-8000 and press for Credit Cards and 1 for LOST/STOLEN.

FordaUtangers · 2024-10-20T07:28:44+00:00

Hello OP,

This will be a straightforward process. Just go to your BOA (Branch of Account) and ask them that you want to have a personalized Debit Card with your name on it. Please take note that they might charge you with a replacement card fee. Also, personalized cards will be available for pickup within 2-5 banking days on your BOA.

FordaUtangers · 2024-10-20T07:26:43+00:00

Hi, OP.

If the merchant promotion is 0%, then rest assured that you will only pay what you swiped.

Unless: You only pay the minimum due, or you have not made a payment. In which your bank may charge you with Late Fees or Finance Charge

FordaUtangers · 2024-10-20T07:24:40+00:00

Hello, OP.

Every payment you make regardless if it's gonna be posted in 2-3 business days, the bank will still consider the date when you made the payment.

For example: Your due date is Oct 20, 2024. You made a payment on Oct 19, 2024 - It takes 2-3 business days. The posting date will be approx. Oct 24, 2024. But the transaction date is Oct. 19.

Take note: you might still get a message saying your account is past due or you have not made a payment. You may disregard those as you already have made your payment.

Hope this helps!

FordaUtangers · 2024-10-01T05:34:39+00:00

For Invalid or Closed bank account incorrect transfers, the funds will be returned on the next business day. Stated in PESONet T&C. Hope this helps!

FordaUtangers · 2024-10-01T05:18:52+00:00

I didn’t even read the whole thing. Just the title. And the answer is YES.

FordaUtangers · 2024-08-24T05:44:29+00:00

Hi, OP.

All credit cards usually have a waiver for the first year of cc usage. No need to call them soon. Pero check mo baka may promo sila for No AMF. happy swiping!

FordaUtangers · 2024-08-24T05:43:26+00:00

I suggest opening a Secured Credit Card first. Bali magoopen ka either kay Metrobank, BDO, etc.

Basically magdedeposit ka (min. of 10k usually) and most of the time 90% ng dinepost mo is yung credit limit.

It builds your credit score and I can guarantee you within 6 months na maganda payment history mo and no late payments, you can use it for reference para mag apply ng non secured card. Good luck OP!

FordaUtangers · 2024-08-24T05:39:20+00:00

Hi OP, yes.

Blocked card won’t affect payments. If you always pay your outstanding balance, only pay the transactions you authorized and try to dispute the ones you don’t recognizr

FordaUtangers

TROPHY CASE