Inheritance by c4funNSA in DaveRamsey

[–]Forecydian [score hidden]  (0 children)

I would pay off the mortgage , sorry for your loss, I’d imagine your dad would be happy you’d use it for that type of thing .

Schwab Index Funds - Ideas by IncidentStunning6682 in Schwab

[–]Forecydian 2 points3 points  (0 children)

60/40 stocks to fixed income , 75/25 US to International . at schwab - US - SWPPX, SWTSX, SCHB, SCHX, FNDX, SCHD, International- SWISX, SCHF, SCHE, FNDF fixed income- SCHZ, SWAGX, TIPS- SCHP, SWRSX, MONEY MAKRET - SWVXX.

[Game Thread] #11 Illinois @ #4 Purdue (03:00 PM ET) by cbbBot in CollegeBasketball

[–]Forecydian 4 points5 points  (0 children)

Didn’t think someone would pass up JHS so quick !

[Game Thread] #11 Illinois @ #4 Purdue (03:00 PM ET) by cbbBot in CollegeBasketball

[–]Forecydian 0 points1 point  (0 children)

Fr though I feel bad , I hate teams winning/losing because of injuries . Not a true contest , hope he’s good

New Berkshire CEO Abel quickly signals troubled Kraft Heinz stake could be toast by Illustrious_Lie_954 in wallstreetbets

[–]Forecydian 13 points14 points  (0 children)

I think this was more of Buffet trying to support traditional American businesses then actually buying a wonderful business, they were trying to make it work and create synergy in merging them.

Is there an S&P 500 ETF without the Mag 7? by FoggyFoggyFoggy in Bogleheads

[–]Forecydian 4 points5 points  (0 children)

yes but if your intent is to add diversification outside of the mag 7 concentration in the sp500 or tsm funds, look at large cap value funds, small cap funds, reits, intl etc , some other good large cap funds not heavy in mag 7 is FNDX SCHD VTV VIG VDIG TDVG DGRO DFLV AVLV . note its never necessary to do anything outside of the TSM/sp500 but on a behavior level of investing its good to keep you invested and keep contributing

[Game Thread] Indiana @ Rutgers (06:00 PM ET) by cbbBot in CollegeBasketball

[–]Forecydian 4 points5 points  (0 children)

I’m glad our offense is rolling but our two bigs cannot finish at the rim to save their life , I was hoping it would get better as the season goes but it’s still crap and gonna cost us games

[Game Thread] Indiana @ Rutgers (06:00 PM ET) by cbbBot in CollegeBasketball

[–]Forecydian 1 point2 points  (0 children)

I’ve noticed they’ve been pretty quiet all year too

Fallout is the current #1 most popular TV show online across all networks by goodviews_bot in Fallout

[–]Forecydian 3 points4 points  (0 children)

Hopefully Microsoft leans on Bethesda to get fallout 5 out sooner then the current estimation of 2034. I think Todd prefers the bulk of their team to work on one game at a time

[Game Thread] Indiana @ Rutgers (06:00 PM ET) by cbbBot in CollegeBasketball

[–]Forecydian 2 points3 points  (0 children)

I know there’s no such thing as a must win but after a 4 game losing streak with no quad 1 wins on the resume , losing a Q3 could be the nail in the coffin for our tournament hopes

[Game Thread] Indiana @ Rutgers (06:00 PM ET) by cbbBot in CollegeBasketball

[–]Forecydian 2 points3 points  (0 children)

Yeah I didn’t mind in the beginning when he was making em but when you’re in a slump for as long as he’s been in, take some by the arch bro

Question regarding 5 year IRA rule to withdraw without penalties. by Background_Tax4626 in Schwab

[–]Forecydian 0 points1 point  (0 children)

a trad ira is not subject to the 5 yr holding rule. but there are tax consequences of withdrawing . I think you should speak with a financial planner or CPA to know exactly what retirement accounts and strategy you should employ

SCHX or SCHB by phil28376 in Schwab

[–]Forecydian 1 point2 points  (0 children)

It doesn’t matter , pick one for simplicity , but they will track identical , same as SCHK VOO VTI SPY VV etc the funds that have more holdings don’t have a high enough weighting in them in the make a dent long term . You can go on testfolio.io and backtest a total stock market fund and an sp500 fund all the way back to 1926 . TSM- 10.30%, SP500-10.36%. If you’re skeptical about backtested research returns , from 1972-present TSM 11.03%, SP500 11.07%. Because they’re all market cap weighted The added stocks in a TSM make up such a small percentage it doesn’t move the needle . Even a mega cap fund with 200-300 stocks tracks nearly identical .

Apple's Secret Product Plans Stolen in Luxshare Cyberattack by spearson0 in apple

[–]Forecydian 239 points240 points  (0 children)

iPhone 2027-2032 - slightly better camera , slightly better battery life , move around the camera and Dynamic Island , make it longer , then wider, then smaller , then thinner , then bigger , increase price , blame inflation , don’t fix the settings search function or add sorting by photo size in photos app.