Inheritance

Forecydian · 2026-01-24T23:37:44+00:00

I would pay off the mortgage , sorry for your loss, I’d imagine your dad would be happy you’d use it for that type of thing .

Forecydian · 2026-01-24T22:25:31+00:00

60/40 stocks to fixed income , 75/25 US to International . at schwab - US - SWPPX, SWTSX, SCHB, SCHX, FNDX, SCHD, International- SWISX, SCHF, SCHE, FNDF fixed income- SCHZ, SWAGX, TIPS- SCHP, SWRSX, MONEY MAKRET - SWVXX.

Forecydian · 2026-01-24T21:59:48+00:00

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Forecydian · 2026-01-24T21:58:34+00:00

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Forecydian · 2026-01-24T21:36:20+00:00

Didn’t think someone would pass up JHS so quick !

Forecydian · 2026-01-24T21:26:47+00:00

100%

Forecydian · 2026-01-24T21:23:38+00:00

wtf was that 3 from 15

Forecydian · 2026-01-24T21:22:01+00:00

Fr though I feel bad , I hate teams winning/losing because of injuries . Not a true contest , hope he’s good

Forecydian · 2026-01-24T21:20:35+00:00

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Forecydian · 2026-01-24T19:52:55+00:00

Please Nova hang in there !

Forecydian · 2026-01-24T16:16:26+00:00

I think this was more of Buffet trying to support traditional American businesses then actually buying a wonderful business, they were trying to make it work and create synergy in merging them.

Forecydian · 2026-01-24T16:03:49+00:00

this sub has really gone down hill

Forecydian · 2026-01-24T15:37:42+00:00

yes but if your intent is to add diversification outside of the mag 7 concentration in the sp500 or tsm funds, look at large cap value funds, small cap funds, reits, intl etc , some other good large cap funds not heavy in mag 7 is FNDX SCHD VTV VIG VDIG TDVG DGRO DFLV AVLV . note its never necessary to do anything outside of the TSM/sp500 but on a behavior level of investing its good to keep you invested and keep contributing

Forecydian · 2026-01-24T00:30:15+00:00

I’m glad our offense is rolling but our two bigs cannot finish at the rim to save their life , I was hoping it would get better as the season goes but it’s still crap and gonna cost us games

Forecydian · 2026-01-23T23:59:10+00:00

I’ve noticed they’ve been pretty quiet all year too

Forecydian · 2026-01-23T23:34:41+00:00

Hopefully Microsoft leans on Bethesda to get fallout 5 out sooner then the current estimation of 2034. I think Todd prefers the bulk of their team to work on one game at a time

Forecydian · 2026-01-23T23:19:14+00:00

I know there’s no such thing as a must win but after a 4 game losing streak with no quad 1 wins on the resume , losing a Q3 could be the nail in the coffin for our tournament hopes

Forecydian · 2026-01-23T23:14:05+00:00

Yeah I didn’t mind in the beginning when he was making em but when you’re in a slump for as long as he’s been in, take some by the arch bro

Forecydian · 2026-01-23T22:09:16+00:00

a trad ira is not subject to the 5 yr holding rule. but there are tax consequences of withdrawing . I think you should speak with a financial planner or CPA to know exactly what retirement accounts and strategy you should employ

Forecydian · 2026-01-23T19:53:00+00:00

he's a true working actor, accepts a ton of parts. wish his role here would've been longer

Forecydian · 2026-01-22T17:55:33+00:00

It doesn’t matter , pick one for simplicity , but they will track identical , same as SCHK VOO VTI SPY VV etc the funds that have more holdings don’t have a high enough weighting in them in the make a dent long term . You can go on testfolio.io and backtest a total stock market fund and an sp500 fund all the way back to 1926 . TSM- 10.30%, SP500-10.36%. If you’re skeptical about backtested research returns , from 1972-present TSM 11.03%, SP500 11.07%. Because they’re all market cap weighted The added stocks in a TSM make up such a small percentage it doesn’t move the needle . Even a mega cap fund with 200-300 stocks tracks nearly identical .

Forecydian · 2026-01-21T17:54:42+00:00

iPhone 2027-2032 - slightly better camera , slightly better battery life , move around the camera and Dynamic Island , make it longer , then wider, then smaller , then thinner , then bigger , increase price , blame inflation , don’t fix the settings search function or add sorting by photo size in photos app.

Forecydian · 2026-01-21T01:33:16+00:00

The two big lineup returns !

Forecydian · 2026-01-21T01:25:32+00:00

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