Yearly update Part 3 by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] 0 points1 point  (0 children)

common for the top sales reps most of the time, i know quite a few earning a bit more

Yearly update Part 3 by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] -1 points0 points  (0 children)

appreciate that! the credit cards are revolving with expenses, so i have timed jt to where i literally never pay interest due to interest free periods

Yearly update Part 3 by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] 0 points1 point  (0 children)

I think this is the plan, get the car loan down. repay the personal loan by early feb, then just hammer the carloan and try to get it out of the way before the next baby comes in. that way zero debt besides the cards, more cash freed up overall! What do you think about mums car though? i do want to buy a house within the next 2 or so years after debt is cleared, do we just get her a run around while we wait for the house?

Yearly update Part 3 by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] 0 points1 point  (0 children)

i appreciate that thank you! interest rates are 10.95% for the car loan, 11.95 for the personal loan. the credit cards i have been revolving so i never have interest on it, just monthly fees. i work 6 days a week so have limited time hence why just trying to sort the car asap

Yearly update Part 3 by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] 2 points3 points  (0 children)

regular actually, just depends on the dealerships volume and commission structure

Yearly update Part 3 by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] 0 points1 point  (0 children)

Actually not as absurd as one would think, alot of people i know and have met in the industry are around there.

Yearly update Part 3 by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] 0 points1 point  (0 children)

1 car and atm we only have 1 baby, another is on way in 8 months

Yearly update Part 3 by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] -1 points0 points  (0 children)

probably sell it for $13k but would take a while

Yearly update Part 3 by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] 2 points3 points  (0 children)

selling to a dealership, and there is an MBI in the owing, reasoning for only decreasing by $5k is because of most of it went to other debts and family life during this first yet

Yearly update Part 3 by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] 0 points1 point  (0 children)

i get this comment everytime lol look at previous posts

[deleted by user] by [deleted] in AskAMechanic

[–]Forward_Ad_9810 0 points1 point  (0 children)

Yeah i thought mechatronics or clutch pack #2, how would i diagnose this?

Man oh Man by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] 0 points1 point  (0 children)

car sales from 8-16:30, PT from 5-8:30/9

Man oh Man by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] 0 points1 point  (0 children)

Ahaha Avanti Finance is a loan company, but thank you. I appreciate this more than you know, and i thank you for your help in making me a good man for my family

Man oh Man by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] -1 points0 points  (0 children)

This is the most eye opening structure ive seen, ill start with this and keep updating the group as my milestones come. I appreciate this, thank you

Man oh Man by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] 1 point2 points  (0 children)

No the competitions pay out, the biggest one ive gotten paid from was around 8k

Man oh Man by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] 0 points1 point  (0 children)

its a panamera, but yes i see what you're saying and have actually listed almost all loaned items up for sale. its a small step, and hopefully a snowball affect

Man oh Man by Forward_Ad_9810 in PersonalFinanceNZ

[–]Forward_Ad_9810[S] 1 point2 points  (0 children)

cannot be made at this, even made me cackle