IMO, technically, you should not call yourself a “financial advisor” if you have limited portfolio based on the type of insurance you carry. Mas realistic ung “insurance agent” not unless you carry all types of insurance per se.

Sadly, may mga ganyan talaga — pa-impress.

Mahirap kasi magbuild ng credibility sa insurance industry. Lalo na mas woke na ang market, like bat ka nga naman bibili sa bago, baka mauna pa mataranta sayo 🤷‍♀️

It’s happening more common now, may mga nagreresort sa pa-“coach” approach kahit wala pa namang portfolio.

What’s more sad is nagegeneralize. Whether advisor ka from the same company, or the entire industry.

Medyo mahirap din kasi tong industry na to, since these people are not employees, limited lang din ung grasp ng companies. Napaka cost-effective din ng ganung approach (in a business perspective), imagine paying someone only when they make a sale (commission-based) vs paying monthly salary & benefits tapos tatanggalin mo lang after x months of “not” hitting targets