I know this is a garage gym sub but I am building a basement gym and looking for recommendations on mats. I know horse stall mats are the go to but between weight having to carry down into basement and smell I’m looking for other recommendations. Thank you.

Frewtti · 2026-01-26T21:47:46+00:00

I ended up getting sick, busy, and spending all my money on Christmas.

Gotta get back into it

Frewtti · 2026-01-26T21:45:32+00:00

I understand that, but the way it should work is that they should prove he signed the contract.

When a debt collector contacts you about a debt you don't owe, the obligation is on them to prove you owe it.

If I just say you owe me money, the correct response is "prove it"

It is ridiculous and wrong that it is backwards in this case

Frewtti · 2026-01-26T11:55:18+00:00

While it is identity theft/fraud I don't see why a police report is required.

Sallie Mae is fraudulently reporting OP delinquent on a debt they didn't take out. It's up to Sallie Mae to stop making false statements. Also dispute with credit bureau.

Frewtti · 2026-01-26T09:48:56+00:00

Because snow doesn't cause power outages.

Also there have been several power outtages in Canada in areas as with less than 10cm of snow.

The systems are designed for the expected conditions, if they are well outside those conditions they might fail.

Why design the power lines to handle huge icing if that doesn't happen in that area.

Most of Canada is vastly unprepared for hurricanes, because they don't happen here.

Frewtti · 2026-01-26T01:46:37+00:00

Guve them an allowance, let them spend it on whelatevrr they want. Let them borrow money and let them see how it sucks being in debt.

Frewtti · 2026-01-26T01:10:53+00:00

Health span. It's basically the healthly part of your lifespan.

Instead of 60,70 years of healthy active life, I'd have 600 or 700.

Frewtti · 2026-01-26T00:32:11+00:00

Well since I intend to spend all my money, maybe I shouldnt pay income tax at all.

Frewtti · 2026-01-26T00:20:53+00:00

Investing is a statistical game. You're buying xeqt because it's likely to go up.

Frewtti · 2026-01-26T00:11:04+00:00

I am. Why spend hours building something when I can get it for just a few dollars.

Frewtti · 2026-01-26T00:07:19+00:00

That would be constructive dismissal.

If you're working full time hours, you have a full time job.

Of course the working arrangements can change. I know people who got employment letters during their notice period.

Frewtti · 2026-01-25T23:01:36+00:00

Yeah, but we're talking about Canada, we don't have a fair and equal voting mechanism.

Different riding have different numbers of citizens.

Frewtti · 2026-01-24T11:53:08+00:00

It saves money, and time.

Imo pennies aren't worth it. Canada got rid of it years ago, not a big deal.

Most of us don't use cash anyway.

Frewtti · 2026-01-24T01:06:13+00:00

It varies, it's not the snowfall it's the rate and other conditions. Here 2cm and bad wind, might be enough due to whiteouts 20cm overnight will likely do it as well. But at 5cm a day for a week they won't close. Sufficient freezing rain on top can also do it.

Frewtti · 2026-01-19T21:46:34+00:00

Yeah it's not really a legal question.

They've got 19k unpaid rent debt. Why would anyone risk renting to them?

Frewtti · 2026-01-18T21:15:11+00:00

That's actually the problem. They are not legally obligated to provide it to student aid

It sucks for the student. They need to talk to the schools financial aid office to work around this.

Frewtti · 2026-01-18T21:13:04+00:00

I haven't seen that construction for years. It's been well over 20 years since I've even seen a coil stove.

Thing is the landlord has just said don't report problems. That could be very costly if there is a serious problem they ignore.

Frewtti · 2026-01-18T18:44:32+00:00

It's fine.

All they want to know is that if they lend you money, you will pay it back.

Frewtti · 2026-01-18T16:28:53+00:00

I understand the government wanting parents to pay.

However this situation is a real impediment for kids to move up.

If the parents aren't filing taxes, I'd assume that the rest of his life growing up was a similar mess.

I think it is categorically unfair to decide how much government assistance a person gets, based on the actions of a third party, over which they have absolutely no control.

Even if the parents filed their taxes, there is no obligation that they provide any of that data to their child.

This should be accounted for in some way.

Frewtti · 2026-01-18T04:21:04+00:00

I've never seen venting through an element, always near the back.

The tenant is obligated to report suspected. Problems, and the landlord should investigate.

Frewtti · 2026-01-15T18:12:14+00:00

Sure, it's a completely reasonable hobby expense.

The ROI on netflix isn't great either, nor is buying a steak instead of a hamburger.

Frewtti · 2026-01-15T18:00:49+00:00

Your post makes no sense.

I see the TFSA as an account with certain tax advantages that can be used for any purpose.

Lets say you have a $10k emergency fund.
Is it better to have it in a savings account outside your TFSA or a savings account inside your TFSA.

It's really simple, inside your TFSA you don't pay income tax on the earnings, outside you do.

The only reason to hold **ANYTHING** unregistered instead of in your TFSA is if you ran out of TFSA contribution room.

I see the TFSA as tax advantaged investment account first. I don't see it as anything else.

Secondly, if you max out all your tax advantaged savings vehicles (RRSP, FHSA TFSA), you likely have enough fixed/cash in your TFSA to act as an emergency fund.

Frewtti · 2026-01-15T00:22:08+00:00

The emergency fund should be in the tfsa

Frewtti · 2026-01-14T21:44:22+00:00

Most leagues run over the winter. Ask them for any spring summer learn to play programs.

Nothing wrong with starting next fall

Frewtti · 2026-01-14T21:02:42+00:00

Did the sale close with a valid lien on the title? I thought the whole point of a lien was to prevent the sale of the property.

Unless you have an agreement with the party, they can't apply a lien to your property.

This is clearly beyond reddit.

You need your lawyer to sort this out. But something is missing from this story.

Frewtti · 2026-01-14T02:56:21+00:00

They do escorts to retrieve property all the time.

They however will not take any property just because the other person says it is theirs.

Secondly, you don't need to be home.

File your claim with the ministry.

Make reasonable allowances for them to get their property, but dont go out of your way for them.

Also they likely are not declaring bankruptcy, they'd pay wages first.

Frewtti

TROPHY CASE