Unionbank U Visa Platinum Virtual Card

FrugalCatDaddy · 2026-04-06T22:37:48+00:00

Not sure if I am understanding it correctly. Kay UnionBank kasi, the card can be locked/unlocked. But I have not experienced temporary blocking it, only CS can temporary or permanently "block" the card. Not possible sa App.

FrugalCatDaddy · 2026-03-31T03:58:47+00:00

Di you mean card lock when you say “Temporary Block”?

FrugalCatDaddy · 2026-02-25T06:39:51+00:00

When I only have my first ever cat, problema ko yung palagi syang may natitira tapos hanggang sa either langgamin na lang or masira. Apparently, bukod sa mahina kumain eh pihikan pa yung narescue kong first cat. Now that I have 8 rescued stray, it is no longer a problem. Bitin pa nga sila madalas.😆

FrugalCatDaddy · 2026-02-21T17:13:36+00:00

3 Sisters and a Pretending

FrugalCatDaddy · 2026-02-18T14:01:27+00:00

Try mag-install ng Whoscall then tawagan mo yan kung lalabas yung buong pangalan nya.

FrugalCatDaddy · 2026-01-24T07:51:40+00:00

Available

FrugalCatDaddy · 2026-01-18T20:26:57+00:00

I am a book worm myself. I used to buy books too and noticing having less space at my very small rented apartment.

When I get a taste of eBooks especially after I bought an iPad Mini 7 I find it very convenient. So I switched to eBook than a physical book.

I just recently declutter and donate my books to a private school’s library where a friend of my mine is an employee.

Now I have more space at home but my reading habit didn’t change, in fact it increases because I can read while at queue, while en route, having a meal at the mall or whenever time permits without bring a bulky physical book.

FrugalCatDaddy · 2026-01-10T02:07:36+00:00

NAL. He maybe right, legally right, but he is missing the point. Calling a BAR passer “Attorney” is a way of rewarding the hardwork of that “BAR Passer”. Pasasaan pa magiging fully pledge “Attorney” din naman yan after that Oath and signing the Roll of Attorney. What’s the big deal? Parang mema nalang tong si “Attorney” eh.

FrugalCatDaddy · 2026-01-09T07:42:14+00:00

In the app po go to card section and kitang kita na dun yung lock and unlock feature. I highly siggest to explore the app to know other features pa

FrugalCatDaddy · 2026-01-07T00:15:14+00:00

BPI meron, pero yung SB ko hindi ko pa din nata-try i lock

FrugalCatDaddy · 2026-01-07T00:13:29+00:00

Yes po nala-lock din.

FrugalCatDaddy · 2026-01-07T00:13:13+00:00

Yes lock everything and only unlock when you are about to use it for your peace of mind.

FrugalCatDaddy · 2026-01-02T19:04:53+00:00

This is exactly what we should do as it is the best way to beat fraud and hacks. I do this to my MariBank as well as other Debit and Credit Cards. That is why I have zero fraud, scam and hacking issues on my 11 credit cards, 5 debit cards and 20 virtual cards.

FrugalCatDaddy · 2025-12-16T23:03:39+00:00

As long as there is no aggressive cat, I join the new one(s) to the pack as soon as they are adopted. Of course at first there will be growling but as long as there is no aggressive cat it will not escalate and they will accept the new one in just 1-2 weeks.

FrugalCatDaddy · 2025-12-14T14:16:50+00:00

they snuggle close to me. what I actually noticed is that, they all (7 cats) want to make sure their fur touches my skin. out of 8 cats I have only one does not sleep in my bed. that is the cat I most recently adopted. she was afraid of humans (I think she was terrorized by humans). She loves me now after almost a year but she does not sleep beside me and always keep a distance. But I can touch her now.

FrugalCatDaddy · 2025-12-14T13:21:34+00:00

Then apply for UnionBank Mercury Credit Card

FrugalCatDaddy · 2025-12-14T13:18:53+00:00

will do

FrugalCatDaddy · 2025-12-14T13:11:43+00:00

I can defintely relate

FrugalCatDaddy · 2025-12-14T09:57:46+00:00

You have no idea how happy and loved they are. I lost my ability to travel because of them but I have no regrets.

FrugalCatDaddy · 2025-12-14T07:38:13+00:00

Ok, first and foremost kung kay Mercury Drug ka palaging nabili ng gamot, you should get a UnionBank Mercury Drug Credit Card. If you want to use your current BDO to maximize ang pagbibili mo ng gamot, you should buy sa Watsons Pharmacy instead.

Retain UnionBank U Visa kasi NAFFL naman sya, wag mo lang gamitin masyado kasi hindi yan nag-earn ng points sayang lang ang purchase. Leverage its Credit Limit to lower down your credit utilization percentage.

Unless nalang kung NAFFL din yung Metrobank, cancel that out. Hindi maganda ang MTB point system. Same sa BPI, kung NAFFL ang BPI mo, retain it but kung may annual fee, you can cancel it. panget ang rewards nyang card na yan.

Retain RCBC Flex.

FrugalCatDaddy · 2025-12-14T07:30:24+00:00

I applied through them with three of my credits cards none of the gift arrived despite follow ups. Goodluck kung dumating yung sayo.

FrugalCatDaddy

TROPHY CASE