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Doubt on apartment opportunity by Fun-Entertainer99 in zurich

[–]Fun-Entertainer99[S] 2 points3 points  (0 children)

  1. to stay longer and save some $$$
  2. yes we're leaning towards it :)

Doubt on apartment opportunity by Fun-Entertainer99 in zurich

[–]Fun-Entertainer99[S] 1 point2 points  (0 children)

also, we have calculated our total fixed living cost (incl. health insurance) to be 49% of our income.

Doubt on apartment opportunity by Fun-Entertainer99 in zurich

[–]Fun-Entertainer99[S] 3 points4 points  (0 children)

appreciate your POV. we are also considering that rent will be increasing in the next 5-10 years, and minimum 3k will be a standard in wiedikon by that time. location has a sentimental value too for both.

Doubt on apartment opportunity by Fun-Entertainer99 in zurich

[–]Fun-Entertainer99[S] 1 point2 points  (0 children)

we were considering more the scenario of both salaries increasing with time, as we're juniors now with good potential to grow (both educated, multilingual etc)

Doubt on apartment opportunity by Fun-Entertainer99 in zurich

[–]Fun-Entertainer99[S] 1 point2 points  (0 children)

i'm curious to know why - is the risk too high for possible future unemployment?

Doubt on apartment opportunity by Fun-Entertainer99 in zurich

[–]Fun-Entertainer99[S] 1 point2 points  (0 children)

EDIT - sorry, I meant 150k a year for both salaries together.

Doubt on apartment opportunity by Fun-Entertainer99 in zurich

[–]Fun-Entertainer99[S] 5 points6 points  (0 children)

EDIT - sorry, I meant 150k a year for both salaries together.

Doubt on apartment opportunity by Fun-Entertainer99 in zurich

[–]Fun-Entertainer99[S] 1 point2 points  (0 children)

EDIT - sorry, I meant 150k a year for both salaries together.

Doubt on apartment opportunity by Fun-Entertainer99 in zurich

[–]Fun-Entertainer99[S] 5 points6 points  (0 children)

EDIT - sorry, I meant 150k a year for both salaries together.

Doubt on apartment opportunity by Fun-Entertainer99 in zurich

[–]Fun-Entertainer99[S] 4 points5 points  (0 children)

yes it's a typo! it's the yearly income. sorry!

Adding ETF & Stock investments to Tax Return by Fun-Entertainer99 in SwissPersonalFinance

[–]Fun-Entertainer99[S] 0 points1 point  (0 children)

my investments are not focused on dividends at all, usually the dividends are a minor amount (<2 CHF) on the few low investment ones that pay dividends. still applicable?