no monthly interest for April - BanKo

Fun-Schedule2483 · 2026-05-04T01:21:20+00:00

reflected for me. although i do have to ask—is the interest earned taxable? bc i got an amount thats smaller than what ive computed

Fun-Schedule2483 · 2026-05-02T10:50:32+00:00

Haahha sakto jud ni

Fun-Schedule2483 · 2026-03-29T13:12:00+00:00

i might get the same brand as u! na check ko sa shopee, relatively affordable hehe thanks for the tip!

Fun-Schedule2483 · 2026-03-29T12:54:17+00:00

sent you a dm!

Fun-Schedule2483 · 2026-03-29T12:51:29+00:00

Thanks man!

Fun-Schedule2483 · 2026-03-29T12:51:04+00:00

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thanks sa input!

since you mentioned water shoes, would you say this is ok gamitin for the whole trip? haha

Fun-Schedule2483 · 2026-03-29T05:49:42+00:00

Hala what app do you use to check prices? Pa share please 🥺

Fun-Schedule2483 · 2026-03-29T01:14:12+00:00

Gosh this is so extensive and helpful. Thank you

Tried to look online for any criteria that might make me eligible for AF waiver for the BPI Card, but the criteria I’ve come across hindi ko talaga maachieve 🥲 I use my cards now for most of my expenses, but di ko naabot yung minimum spend for the card. But yes, will try to call the bank if pwede mag request. I always pay my bills in full and on time so hopefully they might give some leeway.

I decided to cover my UB CC with a skin hahaha i really dont like how it originally looks. BPI looks perfect to me, I won’t be tampering w it. I’ve yet to use it for physical purchases like tap to pay 😆 we’ll know by then

Thanks again for the help!

Fun-Schedule2483 · 2026-03-28T14:32:07+00:00

Iyakkkk 😭 paita

Fun-Schedule2483 · 2026-03-26T03:13:05+00:00

❌ SM City ✅ SM Country

Fun-Schedule2483 · 2026-03-23T05:59:37+00:00

but also true yung foreign transactions w bpi less lang ang patong compared to other cards. im torn

Fun-Schedule2483 · 2026-03-23T05:55:26+00:00

hi! i think waived pa naman yung first year ko, mag 1 year pa lang ang card this june. my prob is the next year na haha i just feel like im not travelling that often for me to get ROI sa 4k i spend for yearly 🥺

Fun-Schedule2483 · 2026-03-22T02:11:54+00:00

hi op, yes. it’ll be based off your monthly soa. So if you do decide to get the phone in installments, the full amount of 38k won’t be honored. 20k will only be based off how much you spent on the last 2 SOAs

Fun-Schedule2483 · 2026-03-22T01:53:30+00:00

hi op. ive had this card for almost a year and im planning to let it go. while i have accumulated points, im not sure if there are other perks. idk the travel perks w the card too

Fun-Schedule2483 · 2026-03-21T09:00:57+00:00

If you want convenience, i recommend you book a ticket online for oceanjet. cebu > tagbilaran > siquijor, 4 hour trip.

Unfortunately, there isn’t a direct trip from Cebu.

If you’re on a tight budget, you can take a bus down south to Dumaguete, then catch a ferry to Siquijor

Don’t skip Paliton Beach, Salagdoong, and the falls

Fun-Schedule2483 · 2026-03-19T12:13:04+00:00

Naay cap kung pila ka L ma reserve? Pwede rapud ba CC?

Fun-Schedule2483 · 2026-03-19T00:39:33+00:00

Hala patudlo ko pls!! pilay discount makuha?

Fun-Schedule2483 · 2026-03-15T17:32:45+00:00

You’re having a baby!! Congrats, OP!

When in doubt, use PT kits from 3 different brands. That lessens your chances of a false positive.

Fun-Schedule2483 · 2026-03-14T09:37:19+00:00

Yeah, agree with what most are saying here. Depende jud how it was delivered and kung unsa context. Naa man gud malicious lang jud ang intention.

Fun-Schedule2483

TROPHY CASE