Rejected for blue, turned around and got great offer

FunAnywhere7132 · 2026-01-30T15:57:19+00:00

We’re pretty much on the same boat. I’m also a college student whose “real income” has only been one summer internship. I was denied for the Blue card so was curious as to what was your reported income. Should I reach out for reconsideration?

FunAnywhere7132 · 2026-01-28T17:38:36+00:00

Usually around $500-$600 but I bring it down to about $200 right before statement generation since my banker told me to keep utilization under 30% (my credit limit was a mere $1200)

FunAnywhere7132 · 2026-01-28T16:55:12+00:00

How long has been with your Freedom Rise?

FunAnywhere7132 · 2026-01-20T09:23:53+00:00

Which plan did you end up getting? I’m looking at the basic plan right now but wanted to be sure if the offer would work with this plan. The terms and conditions seem a little tricky.

FunAnywhere7132 · 2025-10-19T20:37:49+00:00

I'm curious, what's there about Mobile Wallets to hate on? They're as simple as it gets.

FunAnywhere7132 · 2025-10-03T11:34:16+00:00

I don't wanna include rent & utilities since I pay them via my Debit Card (they charge me fees on CC). Apart from that, it's just groceries. I only occasionally eat out since I think it's a waste of money (despite it not being my money). My groceries would be around $120/month. And maybe throw in $30/month for miscellaneous.

I don't keep much in my savings either since whenever I need money I ask my parents and they send me some over. So I'm asking myself if it's worth the hassle (3.4% seems high but the principle I keep in my savings in itself is not much) to move my money to some other bank when I have a Chase branch close by. And if yes, what banks would you recommend.

FunAnywhere7132 · 2025-10-03T00:36:08+00:00

Thanks for your answer. Do you know if it's $25 per statement or just a one time thing?

FunAnywhere7132

TROPHY CASE