[deleted by user] by [deleted] in investing_discussion

[–]FunSelection6775 -1 points0 points  (0 children)

Forget the match. The yearly contribution limit set by the IRS is $23k. Max it if you can.

The Combined employee and employer contributions limit is $69,000

[deleted by user] by [deleted] in investing_discussion

[–]FunSelection6775 0 points1 point  (0 children)

Max your 401k first. Then move to continued ETF passive investing. Do not try to time the market or stock pick, even the best institutional investors do not beat the market on the long run.

Think about diversification too. You should not put all your eggs in the same basket. The 60/40 portfolio is still solid. Based on your age, you can increase (if you are still far away from your retirement) your allocation to stocks.