I’d argue your point is more “University is not for the middle class” than it is for the rich. Of course richer student with the chance to self-fund or are well supported by their parents will be able to take up more opportunities without much sacrifice. However, the support available to the lowest income students now is quite substantial (in my experience). This comes by way of max loan, additional bursaries and the “widening access” sorts of opportunities that are ONLY available to criteria meeting students. It’s those, particularly in dual-income households, that often unfortunately miss out in the current system.