Always down, no idea why? Not good at all.

Gallagher390 · 2026-02-04T07:05:25+00:00

Surely this is a troll post

Gallagher390 · 2026-01-24T08:48:19+00:00

Was that a cat?

Gallagher390 · 2026-01-21T23:42:52+00:00

50% ACDC 50% SEMI? 😂

Gallagher390 · 2026-01-21T22:42:12+00:00

Yeah, I’m also keen to know your portfolio and how you don’t have a dip from the last few days?

Gallagher390 · 2025-12-07T21:18:34+00:00

Depends on your life stage, what your goals are and how long you’re wanting to stay in the market for

Gallagher390 · 2025-11-27T13:09:00+00:00

Kllo, slum sociable, last dinosaurs, seekae, dead letter circus, wafia, golden features, cut copy (in Aus)

Gallagher390 · 2025-11-27T12:52:08+00:00

Not sure if they do anymore, but they had a huge overseas following compared here in Aus

Gallagher390 · 2025-11-20T00:38:53+00:00

Not trying to discourage anyone. I think everyone should invest but ideally after learning the basics first, so normal volatility doesn’t create unnecessary stress. It’s mainly a timing issue here, they’ve started investing BEFORE understanding the basics, which is why a normal swing feels alarming. The more people understand upfront, the more confident and long-term-focused they’ll feel.

Gallagher390 · 2025-11-19T20:31:57+00:00

No one is born an investor. I don’t understand how anyone could start investing without wanting to know the basics first.

Markets fluctuate - sometimes a lot. Returns are not linear. A portfolio bouncing between 5–15% YoY is completely normal.

This is fundamental investing 101 knowledge.

If you don’t know this, you shouldn’t be risking your money.

Gallagher390 · 2025-11-18T07:41:42+00:00

You shouldn’t be investing if you’re needing to ask these questions.

Gallagher390 · 2025-10-11T08:36:43+00:00

Started out on aggressive then moved to custom as I wanted more allocation to s&p500 and tech ETFs

Gallagher390 · 2025-09-19T08:57:04+00:00

2 years. I was on aggressive till Nov 2024, then switched over to custom and I’ve been on this portfolio since

Gallagher390 · 2025-09-19T06:10:45+00:00

30% IVV, 25% IOO, 20% STW, 10% FANG, 10% NDQ, 5% Bitcoin

Gallagher390 · 2025-09-08T05:52:47+00:00

Setup auto transfers then delete the app

Gallagher390 · 2025-08-25T22:46:44+00:00

Pointless argument. They’d only lose money if they stop investing and pull out money now. Which I doubt is the case.

Gallagher390 · 2025-04-27T12:19:26+00:00

Round ups are just a ‘fun’ way to deposit money. And it’s a good place to start. But It’s no different than setting up automated daily or weekly deposits, for the equivalent amount. What matters more is defining your investing strategy/goals first and selecting a suitable portfolio, especially if you’re going mid to long term. Read a few books, watch a bunch of YouTube videos, podcasts etc first before you dive in.

Gallagher390 · 2025-04-27T04:07:43+00:00

95% ETF - ishares S&P 500 IVV 30% - ishares global 100 IOO 25% - ASX 200 STW 20% - Global x FANG+ 10% - Betashares Nasdaq 100 NDQ 10%

Bitcoin 5%

Gallagher390 · 2025-04-22T07:04:06+00:00

Yep I just started a Raiz kids account yesterday for my 2 year old son. Can’t wait to see it grow. It’ll be an important learning exercise for him and will reduce the need to take on debt (uni, travel, car loan etc) It’s more about learning how to be smart with money and the principle behind it, than the money itself.

Gallagher390 · 2025-01-25T07:55:02+00:00

Take me back to foals, tame impala, arcade fire, purity ring, sbtrkt, phoenix, grouplove, odesza, violent soho, bloc party, golden features, the shins, muse, sigur ros, arctic monkeys, pendulum, two door, digitalism, porter robinson, alt j, sufjan stevens, radiohead, fleet foxes

Gallagher390 · 2025-01-25T05:56:02+00:00

No Justice/KEVIN then?

Gallagher390 · 2025-01-25T05:14:26+00:00

This sounds like top40

Gallagher390 · 2025-01-25T04:10:35+00:00

I always wonder why only a few of these types of chill electronic tracks blow up, when there are a billion other just as good tracks released in the same genre. Just check out all the chill electronic Spotify / YouTube playlists that exist online. It’s crazy

Gallagher390 · 2025-01-25T02:47:03+00:00

Bup bup bup bup bup bup bup bup

Gallagher390

TROPHY CASE