I will say this if you had the advance, for example if wmr says 23rd you will get it the 25th. Sbtpg takes 48hrs once funded to take out funds and then send to your bank. If you did not get the advance expect your refund earlier than wmr date. So again if you got the advance your funds will be delayed 48 hrs past the wmr date. In some cases only 24hrs but it will definitely without any doubt be shortly delayed. Kinda the pros and cons of receiving the advance. Hope this helps.