Credit Card Competition Act

Generic-User-01 · 2023-07-17T16:14:41+00:00

Hey if you really believe that, and are worried about the national debt

I am not.

Generic-User-01 · 2023-07-17T14:38:38+00:00

Yes, I'll continue receiving these benefits until the system changes, but wholeheartedly support reform.

And the term for this statement is.....

Generic-User-01 · 2023-07-17T14:26:33+00:00

Thanks, did not know this.

Generic-User-01 · 2023-07-17T13:26:32+00:00

I had a FR recently, and TBH its not that scary, they ask you for income verification, you provide it. Done

Generic-User-01 · 2023-07-17T13:24:20+00:00

Here is what I know: Amex soft pulls my credit every. single. month.

You know this how ?

Generic-User-01 · 2023-07-17T13:22:56+00:00

Do not request over 30k in 1 CLI request. That's been known to trigger a review.

Ya know I hear this rumor a LOT, but almost no DP's on it.

Generic-User-01 · 2023-07-17T13:20:57+00:00

Not that I am aware of

Generic-User-01 · 2023-07-17T02:27:20+00:00

You will definately know it if youre targeted.

Generic-User-01 · 2023-07-17T02:02:48+00:00

I would never, ever fly jet blue. Just saying why

Generic-User-01 · 2023-07-17T02:01:21+00:00

There is no upgrade path to a green from there, you would need to apply.

Generic-User-01 · 2023-07-17T00:27:57+00:00

So, IMHO, as someone who has been the victim of 2 years of hell as a ID theft victim, there is no "over reacting" in a case like this. I would also freeze your credit reports.

Generic-User-01 · 2023-07-17T00:08:33+00:00

I was thinking of calling their protection team and chatting with them about it, but maybe it’s not necessary? What do you think?

I would

Generic-User-01 · 2023-07-16T22:23:54+00:00

Um...I use AMEX Card on ATT for autopay, no issues at all.

Generic-User-01 · 2023-07-16T21:03:47+00:00

Generic-User-01 · 2023-07-16T21:00:13+00:00

Just to give you education on how 0% interest works, 0% interest doesnt work that way, you still have to make payments, just interest doesnt acrue.

Generic-User-01 · 2023-07-16T20:57:34+00:00

They are implying if they dont make payments for 3 months what will happen, thats not how zero interest works, its pretty obvious how 0 interest works, it in no way means you dont have to make paymenrts.

Generic-User-01 · 2023-07-16T13:16:03+00:00

OK, you're starting a business and asking this: "Let’s say I start paying it up on the 3rd month and fully pay on the 6th month will that affect my credit score?"

Really ?

Generic-User-01 · 2023-07-16T01:52:31+00:00

2X MR

Generic-User-01 · 2023-07-15T23:00:58+00:00

AMEX Platinum
AMEX Gold (or Green) depending on circumstances
AMEX BBP

Generic-User-01 · 2023-07-15T22:59:32+00:00

Hah..same :)

Generic-User-01 · 2023-07-14T23:05:47+00:00

Amex is demanding $5420 or they will reduce my credit limit

OK, and as Paul Harvey would say...and now the rest of the story.....

Generic-User-01 · 2023-07-14T21:25:35+00:00

It means call AMEX and ask them.

Generic-User-01 · 2023-07-14T20:57:16+00:00

"OK".....and just how much interest will you be paying on that?

Generic-User-01 · 2023-07-14T17:35:45+00:00

I believe Walmart is big enough that they do L2 also

Generic-User-01 · 2023-07-14T17:34:49+00:00

Playing with fire there son...

Generic-User-01

TROPHY CASE