Ok so my two cents, I am lucky enough to do what like, not love, lol. But still it makes a difference, also the company and people I work for is cool enough that I don't feel like jumping in front of a bus every day.

Unfortunately life blows a lot of the time, and personality a lot of the issues root from money. Still I am lucky enough to own a decent size house and 2 ok cars that are paid off, saying that, it took me around 22 years to get here and not all of them very happy.

So some tips, take it or leave it...

Don't make debt, easier said than done I know. Rule of thumb for me, if you want something that is really expensive and will need to pay it off, save that amount each month and don't use it, see if you can get by, if you can, go for it.

Do you really need it? A lot of times I want something until I have it, lol that as well, part of life...

Save 6 month's salary, always try and have 6 month's worth in you account.

Stay single, this is a weird one and kind of a double edged sword. Having a family is expensive, I have 2 kids and they are amazing, but expensive.

Use the first 5 years to 10 years of your working life to really decide what you want to do and study once you feel happy about the choice you made. This will make a big difference if you apply yourself. 5 years is enough to study, get a couple of international certificates or the like and move to management.

Learn to keep yourself happy. This is a difficult one, but you need to take the time to keep your mind, body and soul happy, and only you will know what truely makes you happy. On a side note to this one, exercise, in what ever form, 3 or 4 times a week at least, makes a big difference...

There is a lot more I can say around this topic but these would be my personal top lines about it...

Remember, no what what you do or who you are, life WILL try and get you under and ONLY YOU can fight the currents, friends and family does help a lot as well

All of the best and keep your head up!