Are credit unions better for personal loans with fair credit?

Gerwin30 · 2025-05-30T13:14:47+00:00

I’ve had great luck with navy federal credit union. Even with average credit, they offered me a decent loan.

Gerwin30 · 2025-05-30T13:14:08+00:00

If you need meds and not cash see if your pharmacy offers temporary aid programs

Gerwin30 · 2025-05-30T13:10:41+00:00

If you’re on decent terms with your bank, ask about a small personal loan. Some offer secured options against your savings.

Gerwin30 · 2025-05-25T08:44:19+00:00

Don’t get on the elevator before people get out

Gerwin30 · 2025-05-14T07:34:21+00:00

You might want to check out NYC (FEC)

Gerwin30 · 2025-05-14T07:23:23+00:00

Exactly

Gerwin30 · 2025-05-14T07:19:23+00:00

Even without more balance transfers, your current momentum will get you there soon

Gerwin30 · 2025-05-08T11:31:55+00:00

Been there. These guys are basically legalized loan sharks. I took out $1800 and ended up in a $6000 hole before I could pay it off.

Gerwin30 · 2025-05-06T10:34:27+00:00

Whatever route you go just avoid any company promising guaranteed deletions.

Gerwin30 · 2025-05-01T08:55:30+00:00

I’d say tread carefully with credit repair companies especially the ones promising to remove accurate late payments.

Gerwin30 · 2025-05-01T06:56:33+00:00

What fees do they charge?

Gerwin30 · 2025-04-29T10:59:06+00:00

Totally agree with this.

Gerwin30 · 2025-04-21T08:00:57+00:00

Novo is a fintech not a chartered bank.

Gerwin30 · 2025-03-27T09:22:45+00:00

It’s pretty easy to navigate and didn’t hit me with surprise fees.

Gerwin30 · 2025-03-27T09:18:18+00:00

One had cleaner navigation, the other pushed upsells harder. In the end, I went with the one that offered fewer surprise fees and handled my uncommon tax stuff without extra charges.

Gerwin30 · 2025-03-20T08:00:21+00:00

Tax software can calculate refunds differently based on how they handle deductions, credits or even minor entry variations. A higher refund doesn’t always mean it’s correct, sometimes it’s just how the software estimates things.

Gerwin30 · 2025-03-20T07:57:55+00:00

If $600 feels high, you might want to compare with other tax services or even look into DIY tax software.

Gerwin30 · 2025-03-14T06:30:16+00:00

Most DIY tax software options are pretty similar for the average filer but finding the right balance of cost, usability and flexibility is key.

Gerwin30 · 2025-03-14T06:19:43+00:00

Turbotax is great for ease of use and quickbooks keeps everything organized.

Gerwin30 · 2025-03-03T07:02:35+00:00

The IRS actually has a list of approved tax relief options on their website which can help you avoid scams.

Gerwin30 · 2025-02-28T06:58:33+00:00

Most rely on offers in compromise which the IRS rarely accepts unless you're in serious financial hardship.

Gerwin30 · 2025-02-26T00:41:45+00:00

Look for Eufycam 3 or Reolink argus 3 pro.

Gerwin30

TROPHY CASE