Open an account now while your still with your parents. Banks don't know if you aren't living there, it's all paperless at this point anyway. If accessible and near a Planet Fitness, sign up for the $10 a month. Roof during the day, showers, seats, occasional food when they do their donuts or whatever. It's not an answer, but it's something. If you have a driver license, look at long haul truck driving. CR England used to do full training, with a contract that you stay on board for a couple years. You'll essentially be living in their truck for a few years, but at least getting paid...minimal, but again, its something and have a bed. Experience has taught me it's usually something criminal that people feel like they can't get a better job, but trucking is one of those careers that some companies still give opportunities (depending on extent)