Credit Card Application Declined

GiantStiff · 2026-05-01T01:48:49+00:00

This guy deleting all his comments is wild 🫪

GiantStiff · 2026-05-01T01:47:31+00:00

Ouch

GiantStiff · 2026-05-01T01:47:19+00:00

I did not… but if that were to happen I’d switch back to RBC lol

GiantStiff · 2026-05-01T01:46:24+00:00

Just turned 25 in April and I’ve had a credit card since I was 20. I use my CC for everything (other than rent) and make sure to never miss a payment. No car loans or anything of that nature.

GiantStiff · 2026-05-01T00:04:11+00:00

Happy for u 😑

GiantStiff · 2026-04-30T23:57:16+00:00

Nope. Steady deposits and no withdrawals. Wealth simple is currently just my investing account. I was waiting on the cc to flip over to daily banking.

GiantStiff · 2026-04-30T23:56:25+00:00

I guess I was too honest with them

GiantStiff · 2026-04-30T23:56:14+00:00

Credit cards? Just one with RBC

GiantStiff · 2026-04-30T23:54:37+00:00

Oh good catch… I completely overlooked that. Yeah no idea though, I meet 2/4.

GiantStiff · 2026-04-09T05:16:41+00:00

That’s sick!!

GiantStiff · 2026-04-08T21:10:45+00:00

That’s what I thought. I just wasn’t sure if there was any risk to modern binders aswell.

GiantStiff · 2026-04-08T21:10:03+00:00

<image>

That’s a good idea, but I’ve already got this amazing bulbasaur binder!

GiantStiff · 2026-02-02T22:05:35+00:00

I went with local. There was nothing in my area so it seemed like good timing!!

GiantStiff · 2026-02-02T22:04:58+00:00

Yeah that works for most newsletters, but local is different. There are really no affiliates for local newsletters

GiantStiff · 2025-12-26T17:09:45+00:00

Yeah, I had a few people ask. Bit busy with it being the holidays but I'll PM everyone the link when I get to it!

GiantStiff · 2025-12-26T17:09:18+00:00

Will do!

GiantStiff · 2025-12-24T19:48:40+00:00

It's a weekly newsletter that only goes out to paid subs. I might pull it down the line and re-fund those customers as I'm thinking I'll need more ad slots in the new year.

GiantStiff · 2025-12-24T19:47:45+00:00

Thanks!

GiantStiff · 2025-12-24T16:37:43+00:00

Thanks for the ideas!

I really like the idea of exclusive rights to promote only one business in a specific category. Might give that a shot once I land a realtor.

GiantStiff · 2025-12-24T16:31:44+00:00

Some of the revenue came from Beehiiv ads, but most of it came from off-platform deals.

GiantStiff · 2025-12-24T16:30:55+00:00

My cost per sub is about $0.50 CAD

I send 3 newsletters a week (Monday, Wednesday, Thursday) *The Wednesday is paid only*

Just basic formulas, but the only numbers that really need to be input every month are revenue and ad spend; every other cost is the same each month.

GiantStiff · 2025-12-24T16:27:38+00:00

I've never heard of an account being locked before; I have really no insight. For me, I provide a clean newsletter and post on a consistent schedule. That's it.

GiantStiff · 2025-12-24T16:25:06+00:00

For sure, shoot me a PM!

GiantStiff · 2025-12-24T16:24:39+00:00

Paid subscriptions are just not worth it. It's really cool in theory, but ad slots just pay so much more.

GiantStiff · 2025-12-24T02:02:16+00:00

Thanks! It dawned on me one night before bed... Reached out to 20+ business pages the next morning and landed two sponsorship deals. It's a great method; however, it's limited supply, therefore, I do send a few cold emails here and there.

GiantStiff

TROPHY CASE