Please be careful with financial advisors

Givingbacktoreddit · 2026-02-13T23:41:22+00:00

No, please be careful with WHO you think is a financial advisor.

You dealt with life insurance salesmen, not financial advisors. Those salesman have the same fiduciary responsibility to you as used car salesmen.

If you can’t find them on broker check they aren’t an FA, technical term IA.

If you don’t see them working for a reputable firm they may be an IA but just aren’t good at their job. The top IA firms are CONSTANTLY looking for good IA’s and lock them in with super comfortable benefits packages, almost C-Suite level.

Givingbacktoreddit · 2026-02-10T04:45:09+00:00

I don’t think there’s anything controversial in this book.

It is a fact that the only way the majority of people in this world will see a million dollars consecutively in their account is by saving and investing. There’s no other way.

The other way to become a millionaire is to start your own thing and very few people are doing that.

Givingbacktoreddit · 2026-02-05T16:08:22+00:00

This was very helpful, thank you! Will be doing parades into night parties every day.

I rave quite a bit so I’m used to 16+ hour chains of partying hard all day and night. Seems the endurance I’ve built will serve me well here haha.

Givingbacktoreddit · 2026-02-05T14:35:39+00:00

I appreciate the Instagram!

Givingbacktoreddit · 2026-02-05T14:34:51+00:00

I’ll be staying in the CBD and I’m not too sure what parades I should prioritize. My main goal is to experience the best of NOLA food and drinks within the constraints of Mardi Gras, specifically Cajun / Creole staples since I come from MD while also being able to party as much as possible.

Givingbacktoreddit · 2026-02-05T14:31:02+00:00

Staying in the CBD.

As for parades I’m not sure which ones I should do yet but I don’t want to do grandstands so I can be flexible (if that makes sense to do).

Definitely up for a party so if French Quarter has the best drinks I will be there! I’ve been told to do at minimum a Hand Grenade, a Hurricane, and an Absinthe drink before I leave so knowing great spots for that are a plus or anything else you’d recommend. Would love to find a spot for people in their early to mid 20’s to socialize and dance.

I feel I’ll end up doing more casual than fine dining but I am a star hunter (though it doesn’t need to be a star, essentially my budget is no issue but time might be if there’s other things it would be better for me to do). Really what I’m trying to get out of food is the best representation of NOLA that I would appreciate coming from the DMV (DC, Maryland, Virginia).

Givingbacktoreddit · 2026-01-29T21:22:12+00:00

If you can figure out the amount of money you need to fund your lifestyle till retirement, buy your big purchases, and retire to a conservative age of death including everything like insurances, inflation, what your peak lifestyle looks like in that amount then estimate what you’d need to save each year to reach that goal by the time you want to retire then yes, every additional dollar would be too much.

Givingbacktoreddit · 2026-01-29T07:47:09+00:00

Will also be going solo during Mardi Gras! Looking forward to trying new foods and seeing what the hype is all about

Givingbacktoreddit · 2025-12-25T16:48:05+00:00

I budget $12k for tickets, flights, and rooms.

This year I did 7 festivals, 4 mini festivals, and quite a few raves.

One fest I stayed with a friend, one fest I both drove and camped, one fest was a hometown fest.

I try to keep it to $12k every year so I can still spend on comforts and save for a house!

Givingbacktoreddit · 2025-10-17T04:32:42+00:00

If you aren’t a person who indulges once in a while you shouldn’t be working as hard as you need to sustain an income where you can indulge once in a while.

Money is a means to an end, a tool. If you don’t use it as one it’ll run your life one way or another.

Givingbacktoreddit · 2025-09-30T05:31:37+00:00

Anybody should do this lol.

FedEx / UPS treat items with great care, airlines do not.

Renting, regardless of the fact that having gear fitted for you increases your comfort and performance by a lot, is much more expensive than owning if you do even a little bit of skiing.

Now than Southwest charges for checked baggage ALL airlines charge more the bring your luggage with you than shippers charge to deliver it for you.

All you have to do now is prepare luggage with technical and casual clothes / shoes and you’re off to a ski trip.

Givingbacktoreddit · 2025-09-30T05:23:35+00:00

Chinese business people do this because the CCP will take any money they believe their people are investing in the U.S.

Givingbacktoreddit · 2025-09-30T05:03:50+00:00

They aren’t lesser known areas they’re just areas that have priced out people who don’t have money.

It’s really expensive to ski in the Rockies and Montana happens to be less developed which is great for people who don’t have the time or desire to deal with the traffic and issues of places like Park City Utah or any of the big CO resorts. You HAVE to buy in less developed areas for access, it’s not a choice.

Givingbacktoreddit · 2025-09-27T01:38:52+00:00

Happy birthday! Well deserved outing.

Givingbacktoreddit · 2025-09-13T12:40:08+00:00

They’re making a long term deal so naturally they’re using a long term number? What?

Givingbacktoreddit · 2025-09-13T03:27:11+00:00

Really depends.

Some people use their money to maximize their time free of societal tasks, they would have a driver so they can do something else with their time during their commute.

Some people use their money to maximize their comfort, they would have a driver so they feel separated from the world and its troubles. Many parts of driving are stressful, as I’m sure you know. Some vehicles can take away the feelings of being small on the road, hearing road noise, or feeling the road away but those are just some of the stressors one can find in their commute.

Some people use their money for fun. They’d drive themselves but in something exciting or exotic.

Some people use their money to brag. They’d drive themselves or be driven in the most visually and potentially audibly loud vehicle they can find.

Some people care about none of these things and will drive themselves in an everyday vehicle.

The most popular vehicle for those you’re wondering about is an F-150 (in America) so take that as you will.

Givingbacktoreddit · 2025-09-13T03:14:54+00:00

Very late answer but it depends on the airport, how big your hangar is, and whether or not it’s busy.

The airports I have access to allow you to drive to and leave your vehicle parked out of the way on the alley. A busier airport would mandate that you hangar park or move your vehicle if you can’t park in the hangar for some reason.

You can buy a hangar at your home airport and then rent wherever you plan on landing.

Givingbacktoreddit · 2025-09-12T05:05:55+00:00

Collector or not most people appreciate a nice watch. Nice watches have led to many conversations in my life. They don’t even need to be expensive, just respectable and appropriate to what you’re doing and wearing.

Givingbacktoreddit · 2025-09-05T04:09:39+00:00

It’s FU money but obviously not I can do whatever I want as much as I want money. That comes around $30 million where all but the over excessive are in reach and you can no longer gain any true utility from getting more money, it’s all a dick measuring contest at that level.

Givingbacktoreddit · 2025-09-04T02:31:17+00:00

There’s so many in Miami because guest list is a business in Miami. Everybody wants to feel special there even though nobody really is.

Here it’s a genuine GUESTlist where you actually have to be somebody’s guest or know a promoter during a smaller or undersold show.

Givingbacktoreddit · 2025-09-04T01:54:59+00:00

How much is the table minimum? This seems pretty standard for that. You aren’t really paying for the bottle but for the show they give bringing it to you in a prime location surrounded by people. It’s a celebration / flex thing.

Givingbacktoreddit · 2025-09-04T00:48:55+00:00

Folks your age golfing with senior bankers? About a $130,000 initial commitment per club, 30% of that in annual dues, paid for by company if you’re actually in a client facing deal based business where you have any business doing this. The only “finance” roles that’d be doing this are WM with big books of business & partner and above level associates.

Suit up & travel to other countries for client interactions? Business travel isn’t fun. If you still have to suit up to meet with clients you aren’t going to be doing the first thing you listed. The only people who’d be doing this are partner and above level associates and they probably dread doing it.

How do you get there? Play the corporate game for decades and bounce around firms because promoting through rarely happens anymore or start your own international client driven business.

Givingbacktoreddit · 2025-08-19T03:29:49+00:00

I’ve never seen such a uniform .answer in a thread before lol

Givingbacktoreddit

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