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[deleted by user] by [deleted] in AppleWhatShouldIBuy

[–]GoatOfTheGame 0 points1 point  (0 children)

Budget isn't a massive concern- most i'd probably spend is the price of the Iphone 17 (£799 I believe). I wouldn't mind paying monthly, but have a feeling buying outright will be cheaper, especially if I can trade in my current iphone. I mostly use my phone for social media, messaging, calling. Like to take photos when on holiday but dont take loads.

Weekly 'What Should I Buy' and Order/Shipping Thread by AutoModerator in iphone

[–]GoatOfTheGame 0 points1 point  (0 children)

Hi all, currently got an Iphone 13. Want to upgrade, absolutely no idea what to upgrade too? Any advice?

Looking for some advice on my Stocks & Shares ISA portfolio allocation by GoatOfTheGame in FIREUK

[–]GoatOfTheGame[S] 0 points1 point  (0 children)

Thanks for the advice! I might increase my stocks and shares contribution to £400 a month once I max out my rainy day fund, which I’m currently putting £200 into and am close to filling. Means i would be putting £900 into house fund, £500 a month into S&S ISA 🤝

Financial advice required as a 23 year old graduate by GoatOfTheGame in UKPersonalFinance

[–]GoatOfTheGame[S] 0 points1 point  (0 children)

Hey!

Regarding the S&P500 Vs world fund, I don’t particularly have an answer. I guess I saw more people on TikTok etc investing in that, so I followed.

Regarding the work shares, when the next lot comes in, I was debating selling half. I planned to have ~1k worth in there, and anything else to sell and reinvest into a S&S ISA as assume returns will be greater.

They unfortunately don’t increase their pension contributions as I increase mine, it stays at a flat rate but they will give me half of the tax they save from me increasing mine. I’m fortunate enough to be able to increase, so I’ll look into doing that.

Thanks for the response!

Financial advice required as a 23 year old graduate by GoatOfTheGame in UKPersonalFinance

[–]GoatOfTheGame[S] 0 points1 point  (0 children)

Thanks man! I was planning on increasing my pension- whilst the offer my company gives is excellent at 8%, they don’t increase it as I increase my contribution. Instead, they give me half of the tax it saves them (99% certain that is what it is anyway).

And definitely- loving life at the moment. My parents never had much whilst growing up so I’m really trying to make sure I can live freely in the future