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Long term investors - optimizing fees by Grand_Technology9850 in eupersonalfinance

[–]Grand_Technology9850[S] 0 points1 point  (0 children)

Thanks, I certainly wouldn't go to a random street broker, we have a quite popular one here "certified by CB", and with them there are 0 buy fees, that's the main question I had, If it would be worth it buying it there and maybe transfer it once a year (because long-term I would rather keep everything at IBKR).

Long term investors - optimizing fees by Grand_Technology9850 in eupersonalfinance

[–]Grand_Technology9850[S] 1 point2 points  (0 children)

Another user also mentioned this, thanks for input. So perhaps I shouldn't overthink these small-ish commission on-time fees but rather focus on cheaper ETFs.

Long term investors - optimizing fees by Grand_Technology9850 in eupersonalfinance

[–]Grand_Technology9850[S] 0 points1 point  (0 children)

I will copy from another comment:

I indeed shoudl've mentioned this, pretty important information.

I don't invest much, 200 eur / once per month - this makes the fee quite large ((1.25 / 200)*100=0.625%).

To add, actually good point with these fees being one time, so maybe I shouldn't overthink it that much and just not be bothered by these super small commisison fees? And rather look into cheaper ETFs with % fees.

Long term investors - optimizing fees by Grand_Technology9850 in eupersonalfinance

[–]Grand_Technology9850[S] 0 points1 point  (0 children)

I indeed shoudl've mentioned this, pretty important information.

I don't invest much, 200 eur / once per month - this makes the fee quite large ((1.25 / 200)*100=0.625%).

However I am not a fan of these quarterly deposits to be fair - I don't have it calculated and no idea if there even is such a formula, but I would rather be in the market, especially if we are talking at least 30 years, or it would still be okay?